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Pay off £8000 in a year challenge...

1568101118

Comments

  • ltm07
    ltm07 Posts: 966 Forumite
    Thanks,been doing alot of overtime & OH made an extra £60 in her wages. Also started to shop at Aldi & buying alot more BOGOF's for things that we need & most importantly making sure we know where every penny is going & not spending more than we earn. It's hard work at times,but definately worthwhile when we can see our debts going down. Good luck.
    Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.40
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    How are others getting on?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Well done SO FAR!I take it people are still doing this challenge?.

    How do peole mae up their SOA? and where are they posted?

    Cheers

    JOE
    Max Millionaire
    191 007
    :T :T :T :T :T :T :T :T :T :T
  • RiaAnn
    RiaAnn Posts: 107 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Updated my signature - Feb was a much better month and made up for the slow start. Need to be careful though as starting to slip back into old spending patterns. £82 cash back on my egg money will help in March, this is my spending card paid in full each month.
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Afternoo all! Yes pepys are still doing this but many (me included!) tend to post around pay day but you post as and when you want! It certainly helps me to have the goals and a real motivator seeing the totals go up! Havent had a great month this month as car serviced, needed clothes but still paid a far bit off...Well done Ria Ann! Keep up the good work! Every penny does count but its also important to get a balance or I just go off the rails in rebellion!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • quiche4
    quiche4 Posts: 23 Forumite
    I would love to join in with this but am really unsure how i can save money. I have cut back on my bills etc but don't know what else i can do.

    Help!!!!!!!!!!!!
    Debt free finally
  • ltm07
    ltm07 Posts: 966 Forumite
    Give it a go! Get yourself over to the £10 a day challenge to give you ideas on how to make extra cash. Good luck.
    Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.40
  • ltm07
    ltm07 Posts: 966 Forumite
    Well done SO FAR!I take it people are still doing this challenge?.

    How do peole mae up their SOA? and where are they posted?

    Cheers

    JOE
    SOA is all your income & outgoings. I think there is a thread especially for SOA's,if not,why not start your own thread. Good luck.
    Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.40
  • smithywilko
    smithywilko Posts: 114 Forumite
    Just checking in after catching up on recent posts! Have a weekend of ebaying and washing the car to look forward to!... Hoping to make bit more for the £10 a day challenge this weekend.
    Make £5 a day challenge - February £54.28/£140
    To help pay off 0% CC debt - 27.1.15 £7367.12
    Mortgage deposit savings £2501.00/£15,000
  • smithywilko
    smithywilko Posts: 114 Forumite
    Just had a bit of a flutter mid-month which has caught me unawares! Have managed to pay another £20 off our focus debt (until it's cleared!) from mystery shops over the last week or so. Looking forward to going to the bank at the weekend and paying in £66.00 that I made last night by selling some old goodies from when I used to be a Virgin Vie Consultant, wonderful!
    Make £5 a day challenge - February £54.28/£140
    To help pay off 0% CC debt - 27.1.15 £7367.12
    Mortgage deposit savings £2501.00/£15,000
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