best reward credit card that is easy to reconcile

Blossie

Hello, I'm looking for a recommendation for a reward/cashback credit card which is really easy to reconcile with receipts. APR is not an issue as we pay off in full each month. We have been using sainsburys bank for all household spending to max rewards, but you cant download the statement easily to excel which i normally use. also open to other ideas of methods for reconciling credit card statements! thanks very much.

sausage_time

Amex lets you download transactions to Excel and various other formats...

jbrassy

Was going to say, Amex let's you download statements and transactions in Excel.

Barclaycard also let's you do this. You can download as a csv file which opens in Excel.

Although not a credit card, there is no way to do this with Chase which I find annoying.

lr1277

I think I reconcile in a different way to you so I put this out there as a suggestion.

When I spend, I enter the spend details into personal finance software (though you could use a spreadsheet).

Then every few days I log onto online banking or on the app and then do the reconciliation.

By going online to reconcile, I don't need to wait for the statement to be produced. Also once the data is entered in the software, I can bin the receipt, unless I need it for proof of purchase.

I do look at the statement online to see how much I owe and the due date.

This did go awry recently as there was suspected fraud on my card. So the bank cancelled the card and then it disappeared from online banking and the app. The amount owed stayed and this tallied with my reconciled figures. And the bank sent out paper statements at my request. Just in case. Hope that made sense.

lr1277

In my previous post, I shoud have added, get the rewards card that works best for you. Don't let the technical difficulties tail wag the credit card dog.

In my case when getting my first rewards card, I looked at where I spent most of my money after paying rent. That was at my supermarket. So I got the credit card from that supermarket.

In terms of technical difficulties, I think you will be able to ask on this board and hopefully get a useful reply.

NoodleDoodleMan

We've had an Amex Rewards card for several years - just changed over to Santander Edge which suits us as we hold a Santander current account, one of the requirements before applying.

There is a £3 monthly fee, however that will be readily covered by the cashback accrued for all routine regular monthly spending -  such as supermarkets, petrol and online purchases etc.

Very easy to follow transactions on my laptop, iPad or mobile 'phone.

Blossie

NoodleDoodleMan said:

We've had an Amex Rewards card for several years - just changed over to Santander Edge which suits us as we hold a Santander current account, one of the requirements before applying.

There is a £3 monthly fee, however that will be readily covered by the cashback accrued for all routine regular monthly spending -  such as supermarkets, petrol and online purchases etc.

Very easy to follow transactions on my laptop, iPad or mobile 'phone.

Hi. Was thinking of that one. Do you know if you’re able to download to excel or is there another easier/better way of reconciling? Thanks 

NoodleDoodleMan

Blossie said:

NoodleDoodleMan said:

We've had an Amex Rewards card for several years - just changed over to Santander Edge which suits us as we hold a Santander current account, one of the requirements before applying.

There is a £3 monthly fee, however that will be readily covered by the cashback accrued for all routine regular monthly spending -  such as supermarkets, petrol and online purchases etc.

Very easy to follow transactions on my laptop, iPad or mobile 'phone.

Hi. Was thinking of that one. Do you know if you’re able to download to excel or is there another easier/better way of reconciling? Thanks 

Not sure tbh - I just check the account online to keep tabs.

Found this online - hope it helps.

https://business.santander.co.uk/Estatico/ALP_SBBI_Templates/Html/help50000003.html

Blossie

Thankyou very much NoodleDoodleMan