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Life after debt.
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Thank you for more lovely welcomes.It was payday on Monday , so all pots fed
£50 car maintenance
£50 yearly insurances
£75 gift pot
£50 regular saver
£50 holiday pot
£50 other saver
£25 credit union
£50 PB using as emergency fund , extra to the other long term savings I have.
£25 clothes pot.£10 medical pot
I have booked a holiday in Feb to Spain just for me. Have only paid the deposit as the interest is better in my account that holiday companies . The funds are already available for this.Awaiting car insurance renewal quote, but have been looking online for my own quotes , still 4 weeks to go yet but would like to finalise it over the BH weekend.Still awaiting employer to finalise our pay agreement the union have asked for 10% but can't see that coming off .Have been on a couple more days out to RHS and a NT garden so free entry but a couple of coffees bought.Think that's it for now.Life is an adventure, never stop exploring.2 -
Well done on your savings pots ☀️You are brave going on holiday on your own. Did you have to pay a hefty single supplement?
Fingers crossed for a good payrise 🤞0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Skint_yet_Again said:Well done on your savings pots ☀️You are brave going on holiday on your own. Did you have to pay a hefty single supplement?
Fingers crossed for a good payrise 🤞Hope the sun is shining wherever you are .Life is an adventure, never stop exploring.1 -
Good to read you enjoyed your solo trip. I have friends and family members, all women in their 30s' 40's, 50s and 60s who have all done the same recently. It definitely feels like 'a thing' at the moment.
I stopped my credit union account, but your pots have encouraged me to start it again. I originally used it for a Christmas fund and will start doing that again
I like that you always have holidays to look forward toIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)0 -
Thanks DIA I like to have a trip to look forward to.A few wins this week , £10 Barclaycard rewards hit my account .Got the £5 Asda reward .Had a free Costa yesterday .Made £75 on eBay over the weekend , moved to savings .Had to go to the dentist with toothache £26.80 all sorted will claim back .Booked train tickets to London for myself and DGD got my 10% off through train provider club so £70 return with railcard discount .A good week finance wise .I banged my head on my car door yesterday and have neck ache this morning .I am on childminding duty today for 2 DGC and three tomorrow. I have an outing fund thank goodness .That’s it for now .Life is an adventure, never stop exploring.0
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Hope you are not too injured.
It's good your tooth was sorted for a relatively small amount of money.
I've not heard of a train provider club but 10% plus railcard is good
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)0 -
Some good wins there @Sunshine_girl2! 😁
Sorry to hear about your car door incident - I hope both your head and neck have improved!
Have a lovely time with your grandbabies - not sure I could cope with that many at one time!! 😳😂DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'0 -
Had two busy days with the DGC , slept well last night . My neck is slightly better this morning, not woken up with a headache either.Todays plans are walk round local RHS with friend , taking our own coffee . Need to sort washing out , went swimming yesterday so have extra towels.CC bill needs paying , but need to transfer money from various pots .Also looking for discounts for days out in the 6 week holidays .Life is an adventure, never stop exploring.0
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Glad your neck is feeling better. Hope the weather stays nice & dry for your walk.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Taking your own coffee is such a good idea.
I took a little one out during half term and found it all so expensive. Next time I will think it through and plan better.
Glad your neck is a little betterIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)0
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