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Magnificent May's No-Spend Days Challenge!
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Declaring early 22/24 for me please 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
cathybird said:@Worlds_Worst_Superhero I had been thinking of switching to Nationwide, WWS, so that's a good thing to know, even more incentive (even if I don't get a gift this time round) xx
May results updated here
As a bank/ building society, they are probably one of the best there is. Their banking app is brilliant, but I also like the reassurance of having a branch on the high street if I need to pop in with a query or pay in money.
The interest rates on their savings accounts are also really good 😊
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Bit of a spendy day on Friday, but I'm not sorry 😆
The purchases were:
A new nightshirt to replace an ancient one that has become a bit baggy and mishapen. I love it! It's rainbow coloured and has Snoopy on the front ❤️ A local charity shop occasionally has racks of brand new Corporate Donations from places like M&S and Next, this one was from the former. Cost £3. I think this was more of a "want" than a "need" though.
Bottle of wine to "celebrate" the forthcoming election. £6. Wholly justified, IMHO.
NSD on Saturday and Sunday to make up for it though.
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NSD yesterday 🥰Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
cathybird said:Yes there's a shiny new month just round the corner, any thoughts on targets? ...June targetsAuntieLbamboo socksbeanielou 19blubellaCaeraugirl 15cathybird 15Crazycatlady2DaywonDoris17Flying ByGeriatricmumHotDog2020 15iloveteaKajiKita 18keggielaura laulaurenhleftatthetrafficlights 24LittleMissDeterminedmadlynMakingabobor2Money ChoicesMrs CautiousRupacompSaver-upperSecondStarshort bird 18Tiangfeng2022Worlds Worst Superhero
Newcomers welcome!
Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
I’d like to set a target of 20 for June please, thanks so much @cathybird
today my partner ordered a vital replacement part for my PC. I don’t even know what it’s called, when I asked how much I owed him, he said I didn’t owe anything. Pleased about that! 😀1 -
Worlds_Worst_Superhero said:If you do decide to switch to Nationwide, now's the time! They are offering £200 to new customers.
As a bank/ building society, they are probably one of the best there is. Their banking app is brilliant, but I also like the reassurance of having a branch on the high street if I need to pop in with a query or pay in money.
The interest rates on their savings accounts are also really good 😊xx
MrsCautious said:I’d like to set a target of 20 for June please, thanks so much @cathybird
today my partner ordered a vital replacement part for my PC. I don’t even know what it’s called, when I asked how much I owed him, he said I didn’t owe anything. Pleased about that! 😀1 -
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May NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 8/15bamboo socks 2/20beanielou 23/19blubella 5/12Caeraugirl 10/20cathybird 20/15Crazycatlady2 15/18Daywon 11/TFDoris17 5/15Flying By 7/14Geriatricmum 6/15HotDog2020 11/15ilovetea 19/20KajiKita 19/18keggie 1/20laura lau 13/17laurenh 18/20leftatthetrafficlights 22/24LittleMissDetermined 19/18madlyn 12Makingabobor2 9/15Money ChoicesMrs Cautious 21/23Rupacomp 12/15Saver-upper 4/15SecondStar 18short bird 16/16Tiangfeng2022 4/10Worlds Worst Superhero 23/25🌞 🌞 Newcomers welcome! 🌞 🌞0
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