May NSD challenge
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Magnificent May's No-Spend Days Challenge!
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Early call for one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Not today - need gardening equipment….
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
No Spend Days on Wednesday and Thursday.
It's been a busy week, so I'm now going to enjoy my day off today.
I have a picnic lunch packed and am heading into the city. I had planned to take the train into the hills to tackle a new walking trail that has been opened up, but the weather forecast looks bleak and I don't fancy being knee-deep in mud.1 -
Just checked my banking app and there's a message informing me that as part of their Profit Sharing scheme they are going to give me £100 🥳
If you bank with a certain building society that begins with a "N" and ends with "..ationwide", have a check to see if you are going to get a little present.
1 -
Another for me today.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
No spend for me today, only purchase: groceries, I also got a call this morning saying they are refunding me an erroneous charge of £180 - completely unexpected..Very happy and will make me appreciate the weekend a lot more. I think That makes 10/31. Thanks @cathybird.2
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Sulking that I’m not getting £100 from that building society @Worlds_Worst_Superhero has just mentioned - even though this year I actually used an account in a way I believed/hoped would mean I was eligible.
my partner meanwhile is getting the £100 and is going on about it to wind me up 🤣
Not an NSD today.
double boo 😀1 -
Also not getting the £100 quid from Nationwide. I have queried it as I believe I was eligible.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
@Worlds_Worst_Superhero I had been thinking of switching to Nationwide, WWS, so that's a good thing to know, even more incentive (even if I don't get a gift this time round) xx
May results updated here 0 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 8/15
bamboo socks 2/20beanielou 21/19
blubella 5/12
Caeraugirl 10/20
cathybird 18/15
Crazycatlady2 11/18
Daywon 11/TF
Doris17 5/15
Flying By 7/14
Geriatricmum 6/15
HotDog2020 10/15
ilovetea 13/20
KajiKita 18/18
keggie 1/20laura lau 13/17laurenh 17/20
leftatthetrafficlights 20/24
LittleMissDetermined 19/18
madlyn 12Makingabobor2 9/15
Money ChoicesMrs Cautious 19/23
Rupacomp 11/15
Saver-upper 4/15
SecondStar 18short bird 15/16
Tiangfeng2022 4/10
Worlds Worst Superhero 21/25
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