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ECP via DCB Legal, issue date 10th April 2025

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  • Gmonkey
    Gmonkey Posts: 23 Forumite
    10 Posts First Anniversary
    this seems an absolute monster of a reply.....have i got this right? It may not even fit on the Acknowledgement of Service defence section. 
  • Car1980
    Car1980 Posts: 1,493 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Do not use MCOL to file your defence.
    Save it as a PDF and email it.

    All instructions are in the stickie.
  • Gmonkey
    Gmonkey Posts: 23 Forumite
    10 Posts First Anniversary
    This is now at mediation. The court have emailed me for the appointment. I will update you after August. 
  • Gmonkey
    Gmonkey Posts: 23 Forumite
    10 Posts First Anniversary
    I contacted the court and emailed them my defence. That was a big help. DCB have called me a few times to try and get me to agree a high settle. I have countered with a verbal offer of £20 for the cost of the letters they have sent me. I had to print and send mediation forms to the Court, DCB legal and euro car parks. That cost £15 in 'sign for' postal costs. Im amazed its got this far. Mediation seems a bit pointless now because the lawyers will need a minimum to justify their fees. Im actually looking forward to court. I have proof of every claim i have made. Will let you know the outcome
  • Gr1pr
    Gr1pr Posts: 8,544 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    There was no need to print and post, email was sufficient 

    The mediation stage is just about both sides trying to agree a settlement figure   ( or not  ) you start at zero,  unless you really want to try £10, then £20 , the other side will start high, like all haggling cases

    If you fail to reach an agreement,  or Don't want to,  the case will continue in the usual manner 

    However, Its unlikely to see a courtroom 
  • Coupon-mad
    Coupon-mad Posts: 152,171 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 July at 3:13PM
    Gmonkey said:
    I contacted the court and emailed them my defence. That was a big help. DCB have called me a few times to try and get me to agree a high settle. I have countered with a verbal offer of £20 for the cost of the letters they have sent me.

    I had to print and send mediation forms to the Court, DCB legal and euro car parks. That cost £15 in 'sign for' postal costs. 
    You did what? You won't get that money back. Why on earth did you send forms at all, let alone by signed-for post?

    Defending costs nothing. We walk you through it but you've gone waaay off piste doing things on your own, using snail nail (and sending things direct to ECP who you aren't even dealing with).

    I don't understand why you aren't continuing to follow the 8 steps in the Template Defence first post? Please get back on track and stop wasting money. Read up about why your Mediation call should take three minutes flat...don't go discussing your defence with a clueless go-between.
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  • Le_Kirk
    Le_Kirk Posts: 24,615 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Gmonkey said:
    I contacted the court and emailed them my defence. That was a big help. DCB have called me a few times to try and get me to agree a high settle. I have countered with a verbal offer of £20 for the cost of the letters they have sent me. I had to print and send mediation forms to the Court, DCB legal and euro car parks. That cost £15 in 'sign for' postal costs. Im amazed its got this far. Mediation seems a bit pointless now because the lawyers will need a minimum to justify their fees. Im actually looking forward to court. I have proof of every claim i have made. Will let you know the outcome
    The court (which court) would already have your defence, who told you to send it again?
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