April
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Amazing April's No-Spend Days Challenge!
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I bought a train ticket earlier in the day but don't count public transport so an NSD today.
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 2/15Balancinglifebeanielou 4/19blubella 1/12Caeraugirl 3/20cathybird 3/15CouldsavemoreCrazycatlady2 2/18Doris17 2/18Flying By 1/17FrugalAspirations 10GeorgianaCavendishGeriatricmumHoneysucklelou2 10HotDog2020 3/14ilovetea 3/20KajiKita 3/18keggie 2/15laura lau 2/18leftatthetrafficlights 4/24LemonadeBudget 1/10LittleMissDetermined 3/17madlyn 10Makingabobor2 2/15Money Choices 1/10Mrs Cautious 4/18Nervous1234 2/22Rupacomp 3/15SecondStar 4/20short bird 2/15ThevalueoflessWorlds Worst Superhero Newcomers welcome! 0 -
Well done beanie, MrsCautious, SecondStar, laura lau, leftatthetrafficlights, keggie, LittleMissDetermined, Flying By, HotDog2020, KajiKita, Caeraugirl, Makingabobor2 and ilovetea
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Hi, just realised I've not given my target 😵💫 can I go for 15 please, and I've already got 3 NSDs to reportSavings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Calling a very early number 4 today - I’m working from home, and then my dog has a physio appointment this evening, so no spending today.‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £400 / £2,4001 -
Early call for me today WFH. 2/18
"Make Everyday Count"1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Good morning NSD number 4 today.
I did some shopping yesterday and haven’t counted this as it was essentials, also helped by the fact all but one of my few items was a yellow sticker.@HotDog2020 I’ve had fish and chips twice in the last fortnight, once as a treat from my mum. I’ve had times in my life where I ate takeaway far too many times in a week. It can be hard to cut back but I taught myself to be proud when I did and had to embrace new eating habits to drastically improve my health. This was my motivation. You could prepare yourself a ‘fakeaway’ or cut down to one a week, then one every 10 days and then one a fortnight, you can still look forward to it and no reason why you shouldn’t! Or just have the fish? I did this as had to cut down carbs. Just wanted to say I understand and you can do it xx2 -
Thanks @MrsCautious I really appreciate the comment, I have stayed strong this week so far, just a hop skip and a jump and it will be a new week. Thank you. And hopefully it will be easier as I progress.3
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4/24 for me today 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1
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