April
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Amazing April's No-Spend Days Challenge!
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Good morning all, NSD number 3 for me today.1
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Calling an early day 3 today.‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £400 / £2,4001 -
if I go to work, it's really hard for not spending. Morning , I want a cup of coffee after long journey, the free office coffee not strong enough. After work, there are 30mins before my train departure, starving , long way home....need some nuts ... I know its all excuse. sometime I hope my office locate in nowhere, no attempting things.
How everyone to keep away from those sweet and attractive things?2025 Goals:Challenging :- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
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another NSD for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 2/15Balancinglifebeanielou 3/19blubella 1/12Caeraugirl 2/20cathybird 2/15CouldsavemoreCrazycatlady2 2/18Doris17 1/18Flying By 17FrugalAspirations 10GeorgianaCavendishGeriatricmumHoneysucklelou2 10HotDog2020 2/14ilovetea 2/20KajiKita 2/18keggie 2/15laura lau 2/18leftatthetrafficlights 3/24LemonadeBudget 1/10LittleMissDetermined 3/17madlyn 10Makingabobor2 1/15Money Choices 1/10Mrs Cautious 3/18Nervous1234 2/22RupacompSecondStar 3/20short bird 2/15ThevalueoflessWorlds Worst Superhero
Newcomers welcome!
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Tianfeng2022 said:if I go to work, it's really hard for not spending. Morning , I want a cup of coffee after long journey, the free office coffee not strong enough. After work, there are 30mins before my train departure, starving , long way home....need some nuts ... I know its all excuse. sometime I hope my office locate in nowhere, no attempting things.
How everyone to keep away from those sweet and attractive things?3 -
3/24 for me please 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Not left the house so NSD 2/15 for me thanks.GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
Tianfeng2022 said:if I go to work, it's really hard for not spending. Morning , I want a cup of coffee after long journey, the free office coffee not strong enough. After work, there are 30mins before my train departure, starving , long way home....need some nuts ... I know its all excuse. sometime I hope my office locate in nowhere, no attempting things.
How everyone to keep away from those sweet and attractive things?‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £400 / £2,4003 -
It's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21260
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