April
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Amazing April's No-Spend Days Challenge!
Comments
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Good morning all, NSD number 3 for me today.
1 -
Calling an early day 3 today.‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £1,200 / £2,2001 -
if I go to work, it's really hard for not spending. Morning , I want a cup of coffee after long journey, the free office coffee not strong enough. After work, there are 30mins before my train departure, starving , long way home....need some nuts ... I know its all excuse. sometime I hope my office locate in nowhere, no attempting things.
How everyone to keep away from those sweet and attractive things?2025 Goals:Challenging :- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
2 -
another NSD for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 2/15Balancinglifebeanielou 3/19blubella 1/12Caeraugirl 2/20cathybird 2/15CouldsavemoreCrazycatlady2 2/18Doris17 1/18Flying By 17FrugalAspirations 10GeorgianaCavendishGeriatricmumHoneysucklelou2 10HotDog2020 2/14ilovetea 2/20KajiKita 2/18keggie 2/15laura lau 2/18leftatthetrafficlights 3/24LemonadeBudget 1/10LittleMissDetermined 3/17madlyn 10Makingabobor2 1/15Money Choices 1/10Mrs Cautious 3/18Nervous1234 2/22RupacompSecondStar 3/20short bird 2/15ThevalueoflessWorlds Worst Superhero Newcomers welcome! 0 -
hi Tianfeng2022! I don't commute any more but I found it harder organising food when I did. Would your workplace allow you to keep coffee and a French press at your desk (if you have a desk)? That way you could make coffee at work as strong as you wished but you wouldn't have to buy it every day. Would it be worth buying snacks like nuts with your grocery shop and taking them with you to work for your journey home? It's just a thought, I know it can be tricky.Tianfeng2022 said:if I go to work, it's really hard for not spending. Morning , I want a cup of coffee after long journey, the free office coffee not strong enough. After work, there are 30mins before my train departure, starving , long way home....need some nuts ... I know its all excuse. sometime I hope my office locate in nowhere, no attempting things.
How everyone to keep away from those sweet and attractive things? 3 -
3/24 for me please 😁'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
Nov GC: £41.46/£350
DNF: 1/45
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Not left the house so NSD 2/15 for me thanks.GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
Bring your own! I never travel without a drink and a couple of snacks in my bag. It really cuts down on buying food while you’re out, and in those moments of ‘dead time’.Tianfeng2022 said:if I go to work, it's really hard for not spending. Morning , I want a cup of coffee after long journey, the free office coffee not strong enough. After work, there are 30mins before my train departure, starving , long way home....need some nuts ... I know its all excuse. sometime I hope my office locate in nowhere, no attempting things.
How everyone to keep away from those sweet and attractive things?‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £1,200 / £2,2003 -
It's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60000
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