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As at 26.09.26: - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560 - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date c. 17 months reduction in term Fixed rate 3.85% ends October 2030
Read 74 books of target 52 in 2026 as @ 14th October. Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words. Watch your words, they become your actions.
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’
Frugal living in 2024. Frugal living in 2025. Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!
1k Pet Emergency Fund - £1,000 / £1,000 - DONE! 6 month Emergency Fund: £6,350 / £8,000