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Mortgage free in 4 years
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I had a very busy and productive day at work yesterday, which is good as the main job is actually very quiet, that's the benefit of working in 2 different places. It was so hot though, sleeping has been a struggle.
I got a message from the cleaner yesterday saying she couldn't come, so I just sent the money to the mortgage, £45 OP. Mortgage now -£181,135. I still have some interest to receive from my ISA so will make another OP during the week.
I have been on a low carb diet for over a week and lost 2kg, I know it's mostly water retention but it's nice seeing the number on the scale going downI think I will do another week and go back to normal, just wanted a little quick boost as the weight seems harder to shift nowadays. I want to loose 4kg, not that much but I was feeling fat and bloated.
Original mortgage 2016 -£310,500 Current balance Aug 25 -£179,611
Total OP so far £1392.65/18,275.80
Total OP 2025 £5815.88
"Do the best you can until you know better. Then when you know better, do better"-Maya Angelou4 -
I didn't realize I hadn't been for a while. End of July/ beginning of August was a real struggle. I think my hormones were all over the place, not sleeping, no energy for anything, sweating even in an air conditioned room. I completely stopped drinking coffee and alcohol and managed to get back to normality. I'm still waking up during the night but sleeping a bit better and this last week I managed to exercise 4 days, did yoga and meditation as well. I ma currently on HRT but at my last consult she changed the date for me to start the progesterone, I think that messed up a bit.
DS got his GCSEs results and he did well. He got 7x 8s,1x 7, 2x6s and 1x5. Not impressed with the 5 but he does not like English literature and always moaned about it. I had promised I would give him £100 for every 9 and £50 for every 8. He didn't get any 9s (which he got on the mocks), but still good and I gave him £350 as a reward for his hard work
Mortgage OP for August was £653.65. I also managed to add £1700 to my pension and £700 to my ISA.
Today we have a kitesurfing lesson. I was feeling guilty for not going on holiday this year and DS has not done much fun stuff so I booked a lesson for both of us. We are driving early and spending some time in the beach before going to our lesson, looking forward to it.Original mortgage 2016 -£310,500 Current balance Aug 25 -£179,611
Total OP so far £1392.65/18,275.80
Total OP 2025 £5815.88
"Do the best you can until you know better. Then when you know better, do better"-Maya Angelou2 -
Mortgage balance now -£179,611. Now starting with 17..:)
Amount outstanding until I reach mortgage neutrality -£60,979Original mortgage 2016 -£310,500 Current balance Aug 25 -£179,611
Total OP so far £1392.65/18,275.80
Total OP 2025 £5815.88
"Do the best you can until you know better. Then when you know better, do better"-Maya Angelou1 -
£1700 to the pension is fantastic 🎉0
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Thanks Ed, trying to do it all. It makes more sense to add to the pension as I'm higher rate and now Ltd company, but I try t balance with other savings as well.
We had a great day at the beach, even though kite lesson got cancelled last minute due to no wind. It happens unfortunately. We got home late due t London traffic on M25 and ordered pizzas and watched some tv together which was nice.
I slept really well and just having a decaf coffee before going for a run.Original mortgage 2016 -£310,500 Current balance Aug 25 -£179,611
Total OP so far £1392.65/18,275.80
Total OP 2025 £5815.88
"Do the best you can until you know better. Then when you know better, do better"-Maya Angelou2
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