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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
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Enjoy your wee break. 🤩I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thanks beanie 😊
Mr Cheery's regular saver is now set up too (unless they decide we can't have two individual ones being fed from the joint account but I can't see any indication that that's not allowed).
I've been bitten all over my hands again - got complacent with all the wind we've been having and didn't put on insect repellant. Stupidly enough I think I was fine while scything as there was a breeze in the field - but then I sat in the swing for 10 mins as it went dark, noticed all the bats flying around, then realised what they were eating was actually eating me... 🙄😂7 -
Have a fab trip Cheery - sounds like just the ticket, sometimes you just need to be somewhere that there aren't any "must do" pressures around you to get a proper relaxing break don't you!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Safe Travels Cheery - hope you have a ball 😁
Greying XPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £182.09/£300
Non-food spend August 2025 £14.73/£50
Bulk Fund August 2025 £0/£103 -
Enjoy your trip.... Did the Hobbs dress fit? Love that brand, they also make amazing long lasting boots
I did love @KajiKita reference to recharging and reframing that by having a cable attached.. as opposed to feeling 'lazy' I definitely did that Monday but I needed itDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
Thank you all 😊 (and yes LaPlan, the dress does fit, although it would be more comfortable if there was very slightly less of me...).
Having a lovely time so far. NOT the lap of luxury - my room has two sets of bunk beds, and windows you can only see out of from the top bunk, so it feels a little like a cell 😂 (I'm trying to think 'convent' rather than 'prison' 😂).
I stopped at a museum on the way here, and an open air swimming pool 😊 although had to get out a little early as it started raining and the staff thought they heard thunder 😂
Had a nice walk around this evening, and came back to find the laundry room (with my towel in) locked and the only staff member gone home for the night 🙄 Fortunately a lovely man found me a spare so I won't have to either drip dry or improvise using a pillowcase 😂😂
Spends so far:
* £100 for 2 nights accommodation
* £8.50 museum
* £3.95 swimming
* £9.50 supplies (milk, yogurt, sandwich for lunch, croissant for after tea 😁)
No idea what tomorrow will bring yet. I've seen a couple of posters... so I'm going to get into bed and explore options 😁10 -
Sounds like a lovely day except missing the towel 🤣🤣Sealed pot challenge 822
Jan - £176.66 :j3 -
It was! 😂😂
However instead of having an early night I have wound myself into a stupor trying to decide what to do tomorrow! I'd almost settled on two sites of historical interest (and a walk between them) but realised it might be worth getting English Heritage membership for £42, except I then realised that price is with an NUS card, which technically I'm eligible to buy a version of, but which I don't currently have...
So now I'm embroiled in trying to buy the card, and figure out if I can access it online quickly enough to be able to sign up for EH membership- but I think I've signed up in the wrong way to do it quickly enough (as my evidence will be reviewed within 48 hours)
Anyway, now it's nearly midnight and I am still not asleep and my head is full of memberships and discounts and online forms 🙄
Let's keep it simple. I've never felt the need to have EH membership before, it's clearly not something I use regularly. I can get a small discount for booking online before 8.45 tomorrow morning, so I'll do that, and if I do later decide to go down the other discount route, I can do that and have it for the whole of next summer.
In the meantime, I seem to be in the process of dislodging a crown on one of my teeth 🙄 Not completely dislodged but feeling a bit ropey (at least I THINK it's a crown, rather than a tooth...). It's one that's going on the plate I've had made anyway, so not a crisis, but it would be nice not to live without it while I'm on this never-ending waiting list.
Anyway, time to go to sleep I think!7 -
Are you eligible for CSSC (Civil Service Sports Club)? If you are it includes EH entry and if I remember correctly the membership card came almost immediately on the website - think it was next day. You actually get a physical card.
Anyway have another enjoyable day including the EH properties if you do actually do that!2 -
No I'm not Joedenise, but that sounds like a useful scheme!
I have stopped trying to over-complicate things and just bought individual tickets for each place - with 15% discount because I bought them online before 8.45am. I've also bought a guidebook for each place, something I rarely do but I'm trying to do things I WANT to do on this holiday, and I figured I'd saved a bit by bringing several meals with me! (That's what I'm telling myself anyway).
Total cost so far today:
* £12.10 entry ang guide book for first place
* £16.10 entry and guide book for second place.
Going to walk between them so no cost there, but I will likely have lunch in a cafe.
Best get on I suppose! Hope the weather's going to be nice - the forecast when I booked this holiday was for rain but it's brightened since then, can't actually see out of the window from bed here 😂9
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