Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

rtandon27

I've seen the word YNAB three times in those posts! - Can I venture a guess that you still love it?

If it helps any - a little story for you - OH and I now sit down twice a month to discuss finances in front of the computer screen and look at the YNAB pots - he does not touch the budgeting but respects the fact that I do it and we are now more aligned in our thoughts about money than we have ever been.  It's a forced habit & he grumbles a lot, but at least he's now less adverse to the technology! - Men can be lazy🤣

Cheery_Daff

Thank you for sharing that! Similar to our house, except most of the time there's no looking... 

Ha, I'm still using it for now, trying to keep on top of it! Feeling a bit fretty about all the spending that's going on at the minute - reading back old diaries I was far less worried with far less money (although this was all when we didn't have a mortgage in the old house, so times do change...)

I've been having a play with the YNAB alternative - it's good, but I don't think it's going to catch on with me. One of the things I love about YNAB is being able to see all your budget categories at once, and just move money in and out to suit. Can't do that with the other spreadsheet, far too much of a faff. 

Also been playing with the one I'm creating myself, but really, that's just to track what's in and what's being spent from savings pots. I tried putting account balances in there, but it doesn't really tell me anything, because there's no place to track regular spending. Maybe it just needs another sheet for regular spending... 

Anyway, going to attempt to get ONE alternative system up and running, and run them simultaneously in September. Not absolutely against keeping YNAB if it'll keep us on track. But I might do a completely fresh start and wipe a lot of my categories and payees, it's all got a bit faffy. 

Right, speaking of frittering, I'm frittering my solo holiday doing the budget! Off for adventures instead

rtandon27

Enjoy your adventure!

scandimore

We have a world peace cafe very close to me..hope you're enjoying yourself!