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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
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Wahoo! That took some perseverance on your part Cheery - well done!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Woohoo - isn't it nice when you free up some headspace!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!3
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Whoohoo! What are your plans for it? I hope at least a small amount will be going on a nice little something to reward you for all your hard work getting the blimmin payment!4
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Thank heavens it finally made it to your account!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Most excellent news 🤩I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Whoop!! Worth the effort 😊👏🎉🎊🥳
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I bet they were banking on you ‘going away’ ! Pah !Sealed pot challenge 822
Jan - £176.66 :j3 -
Congratulations!3
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Ha, what a lovely little MSE party to come back to! 🥳😂 Thank you all!
No particular plans for it - it goes back into the general home maintenance pot from whence it came 😂 Well, split between there and the pot for paying our friend to do the windowsills (which is technically home maintenance too I suppose, but I'd set aside a specific pot for that).
Anyway, must do banks/YNAB this week before I forget about it!
Nice evening here. Lovely and sunny. I was weeding the garden, Mr C had just brought me a cuppa and was heading back to he house when he returned with two strangers 😂 who turned out to be the neighbours in the village who people have been telling us we should meet since we moved here, since apparently our interests overlap 😂😂 Only taken us 7.5 years to actually bump into each other 😂😂 They regularly walk past our house (on the footpath, not in a weird stalker way), and we walked past their house just the other day, but somehow in all these years we've never met 😂
Anyway, we made them a cuppa and they stopped for an hour and we had a nice chat 😊 Swapped numbers and will hopefully see them again soon. I feel like we should make a general announcement to the neighbourhood or something 😂
Office tomorrow. Breakfast, lunch and snacks packed, plus a reusable cup - I'll be at a different site in the afternoon with no kitchen access, so I'll get tea from the cafe, and a reusable cup gets me a substantial discount 😁 Also got a parking permit for the office so I think I'll leave the car there and walk to the other place. Only got a month left of being able to do that before my current office closes forever 😕
Which reminds me, I need to clear the place out 😱 And we are shifting to hotdesking 🙄 with no storage space, so anything I don't throw away will have to come home, so I'll need to be ruthless! Might have to set aside a whole day to clear stuff out, there's quite a bit 😬8 -
Great news about the neighbours 😊
What a pain about the hot-desking. That would really frustrate me and make me less productive ….
Did I read right …? You’re getting someone else to finish the windowsills …?? 😊😊😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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