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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
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Thank you all. 99% sure there's no house insurance - we've been through all paperwork, banks etc pretty recently and there's nothing 😕
Discharge team were already putting temporary provisions in place anyway as there were various other unsuitable things about the house anyway, but they were mostly easy to fix. This is slightly more significant... but as you say, between us, we are on it. It's going to take it out of Mr C though - at the minute he's spending 2 or 3 days at home then going back there for a couple of days, staying with various friends or sleeping on sofas 🙄5 -
Oh, Cheery. What an absolute pain! Finger crossed that insurance is in place.Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary3 -
Oh Cheery no - how awful. Thank goodness MrC Snr wasn’t there at the time though or it could all have been so much worse. Notwithstanding that though it must have been an awful shock for your MrC to go in and find that situation.
The no insurance thing is going to really complicate things, isn’t it.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
So sorry Cheery, what an absolute nightmare.
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Annoyingly, at least if he had been there he would have noticed it a lot sooner! If he'd not been too ill, of course. And the collapsed ceiling was in his bedroom, so yes, a good job he wasn't there for that 😱EssexHebridean said:Oh Cheery no - how awful. Thank goodness MrC Snr wasn’t there at the time though or it could all have been so much worse. Notwithstanding that though it must have been an awful shock for your MrC to go in and find that situation.
The no insurance thing is going to really complicate things, isn’t it.
The no insurance thing is just going to mean that we'll be doing a half arsed job ourselves 🙄 he doesn't have anything fancy, fortunately, most things are easily replaceable. It's just a massive faff, especially given we live so far away.
Anyway, I've cut my hair and run myself a bath so going to have a nice soak for a bit 😊6 -
So sorry to hear of MrC snr plumbing problem. It might be worth talking to his council to see if they have any available help for elderly council tax payers to get repairs done in an emergency. Probably not these days but if you dont ask you will never know.
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Sorry to read about the FIL's house issues Cheery!
And to briefly return to the medications chat - if anyone has any expired medication (prescription or otherwise), do put it in a bag and drop it off at your local pharmacy so it can be safely disposed of!"You won't bloom until you're planted" - Graffiti spotted in Newcastle.
Always try to be nice, but never fail to be kind - Doctor Who
Total mortgage overpayments 2017 - 2024 - £8945.62!2 -
VintageHistorian said:Sorry to read about the FIL's house issues Cheery!
And to briefly return to the medications chat - if anyone has any expired medication (prescription or otherwise), do put it in a bag and drop it off at your local pharmacy so it can be safely disposed of!
I wonder if I should do that with the remains of my fathers sleeping tablets. As he died 25 years ago I think they should have historical value. I inherited them 12 years ago when my mother went in a care home. Even older than something I threw out a few months ago that I thought was expiry 2024 & when I used a magnifying glass turned out to be 2004.
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Definitely @badmemory. Disposing of drugs properly at a pharmacy ensures the chemicals don’t end up in the watercourse either directly or via leaching from landfill and therefore don’t have adverse effects on us or nature. And they sound like they could be potent!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
It's not quite the same thing, but I wonder if the......... mmm, I think it may be called different things in different council areas, but I'm thinking of the money delegated to Councils for "cost of living crisis" or "Winter hardship fund". Whilst it's not buying a bag of groceries, or paying the leccy bill, the damage will cost an amount of money to put right, and is currently making the home uninhabitable for a senior citizen. If the householder can't pay the repair bill and keep the lights on/buy a loaf of bread/have the heating on - surely it amounts to the same financial hardship.ladyholly said:So sorry to hear of MrC snr plumbing problem. It might be worth talking to his council to see if they have any available help for elderly council tax payers to get repairs done in an emergency. Probably not these days but if you dont ask you will never know.
Actually, I think it may be called the "Household Support Fund" at Government level. And even if the issue isn't eligible for this, the local council offices may know of other funding sources that could be accessed.
Again, to echo ladyholly - if you don't ask, you definitely don't get.
Greying XPounds for Panes £7,705/£10,000 - start date Dec 2023
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