We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

1173174176178179337

Comments

  • KajiKita
    KajiKita Posts: 9,089 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    That’s really impressive 👏 Well done 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Baileys_Babe
    Baileys_Babe Posts: 6,502 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I like your new hair box, it is a thing of beauty and definitely an improvement on a red plastic tub.

    What a fail from Halfords.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Elisheba
    Elisheba Posts: 1,834 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I really love the new hay box - I think it is quite pretty myself, but rustic and charming.
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
  • rtandon27
    rtandon27 Posts: 6,281 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ...forgot it was our wedding anniversary so we'll need to celebrate that properly at some point 😬
    Haha - Cheery, this did make me smile!  With everything you've had going on lately & now the catching up on life in general, it's no wonder you forgot!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • Jessy103
    Jessy103 Posts: 2,522 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Belated anniversary wishes 🥳🍾 Hope you and Mr cheery have a nice relaxing weekend x
    Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.