March
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Marvellous March's No-Spend Days Challenge!
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thanks for all you do on this thread @cathybird - tough day for me today and I have spent money on a lunch at work. I am going to try and focus in coming days but may go awol if current family concerns continue x2
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
NSD for me 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
@MrsCautious sorry to hear about the family concerns, hope things get easier for you soon xxMrsCautious said:thanks for all you do on this thread @cathybird - tough day for me today and I have spent money on a lunch at work. I am going to try and focus in coming days but may go awol if current family concerns continue x1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 15Balancinglife 18beanielou 19bloomfeltblubellaBudgetingBelindaCaeraugirl 25Captsparcathybird 1/15Couldsavemore 16Crazycatlady2 18Flying By 14GeorgianaCavendish 12Geriatricmum 10Honeysucklelou2 10HotDog2020 14ilovetea 1/20JustALassKajiKita 1/18keggie 1/18laura lau 16leftatthetrafficlights 1/24lianne1984LittleMissDetermined 1/17madlyn 10Makingabobor2 15Money ChoicesMrs Cautious 15MrsSaveNervous1234 1/23OnlyJealousOfBirdsPurplePhoenix62Rupacomp 10Saver-upperSecondStar 25short bird 1/18Thevalueofless 20Worlds Worst Superhero
Newcomers welcome! 0 -
I wasn't sure about today earlier but my "spendy" day will now be tomorrow so today is NSD 1 of the month.
Happy St David's Day, everyone 1 -
Thank you, I know lots of us know what it’s like, one thing after another 😥cathybird said:
@MrsCautious sorry to hear about the family concerns, hope things get easier for you soon xxMrsCautious said:thanks for all you do on this thread @cathybird - tough day for me today and I have spent money on a lunch at work. I am going to try and focus in coming days but may go awol if current family concerns continue x2 -
NSD 1 here 😊
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 32 books of target 52 in 2025, as @ 28th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Day 1/23 for me today. Tomorrow will be a spend day as at the hairdressers but that’s fine as will come out of my weekly budget 😊 good luck everyone xAim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)1 -
NSD today so 1/18GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051
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