March
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Marvellous March's No-Spend Days Challenge!
Comments
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Thank you @beanielou and @cathybird for your kind wishes. I did feel a bit dizzy and was in a little pain after! I’m ok, now
I was distracted by a letter I was reading, it was from a widow’s pension scheme I’ve been in for 12 years, and it said I needed to tell them if I moved in with a new partner. I started living with my partner 12 months ago. So I immediately assumed my time was up with this pension! And I’d need to pay some money back. I rang and they said my late husband had signed up to a premium scheme that means I’ll get a pension for the rest of my life, even if I marry again.This was typical of this wonderful man to want to do this for me, we lost him far too young and he already knew he was poorly and declared it when he took the pension out. I’ve been a little tearful thinking of him - and on reading the letter forgot to erm actually step completely out of the car before banging the door shut! Ouch.And in other news today is NSD number 15.
Thanks for this lovely thread and for listening x5 -
As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One for me today pleaseLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071
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Spent on Saturday so fingers crossed for Sunday 🤣1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
@MrsCautious that's such well-thought-out and considerate planning on his part - must have been a relief to you, to find out you didn't need to worry xx1
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 8/15
Balancinglife 5/18
beanielou 13/19
blubella 4/10
Caeraugirl 11/25
cathybird 12/15
Couldsavemore 3/16
Crazycatlady2 9/18
Flying By 11/14
GeorgianaCavendish 3/12Geriatricmum 11/10
Honeysucklelou2 10HotDog2020 7/14
ilovetea 9/20
itsthelittlethings 8KajiKita 12/18
keggie 10/18
laura lau 6/16
leftatthetrafficlights 15/24
LittleMissDetermined 12/17
madlyn 1/10Makingabobor2 5/15
Money ChoicesMrs Cautious 15/15
Nervous1234 3/23Rupacomp 10SecondStar 11/25
short bird 11/18
Thevalueofless 20Worlds Worst Superhero 14/25
Newcomers welcome! 0 -
Early call for day 12.
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
One yesterday, even though we went out. Managed to keep the debit card well & truley in my purseMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £800/£3000
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Studies/surveys October £54.35
Decluttering items 1358/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
From me too. Xxcathybird said:@MrsCautious that's such well-thought-out and considerate planning on his part - must have been a relief to you, to find out you didn't need to worry xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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