Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Marvellous March's No-Spend Days Challenge!
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One for today as only bought fuel.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Up to 11 NSDs for March‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4002 -
6/14 Please @cathybird. I hope you have had a good day today?1
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MrsCautious said:blubella said:2nd NSD, bit slow for me. Brother admitted to hospital and had to pay for parking and buy him some fruit, magazine and a notebook, Managed to find a free space on my 2nd visit, bit of a walk away though1
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HotDog2020 said:6/14 Please @cathybird. I hope you have had a good day today?
I hope you did too? xx
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MarchOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 8/15Balancinglife 5/18beanielou 11/19blubella 3/10Caeraugirl 8/25cathybird 11/15Couldsavemore 3/16Crazycatlady2 9/18Flying By 11/14GeorgianaCavendish 3/12Geriatricmum 6/10Honeysucklelou2 10HotDog2020 6/14ilovetea 9/20itsthelittlethings 8KajiKita 12/18keggie 7/18laura lau 6/16leftatthetrafficlights 14/24LittleMissDetermined 11/17madlyn 1/10Makingabobor2 5/15Money ChoicesMrs Cautious 13/15Nervous1234 3/23Rupacomp 10SecondStar 11/25short bird 10/18Thevalueofless 20Worlds Worst Superhero 11/25
Newcomers welcome!
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14 today 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
MrsCautious said:blubella said:2nd NSD, bit slow for me. Brother admitted to hospital and had to pay for parking and buy him some fruit, magazine and a notebook, Managed to find a free space on my 2nd visit, bit of a walk away though
3rd NSD for me today..yay x#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar2 -
Well done LittleMissDetermined, laura lau, MrsCautious, KajiKita, AuntieL, SecondStar, HotDog2020, leftatthetrafficlights and blubella2
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