Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Marvellous March's No-Spend Days Challenge!
Comments
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One for today as only bought fuel.
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
Up to 11 NSDs for March
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £1,000 / £2,2002 -
6/14 Please @cathybird. I hope you have had a good day today?1
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@MrsCautious Yes it seems basically wrong that people have to pay for hospital parking - I understand how stretched the NHS is, but even so xxMrsCautious said:
Ah good luck, hope all goes well for him and you. I hate hospital parking so much, it’s been free when attending certain appointments but these days I make a point of being as tight as I can and parking in neighbouring streets where it’s allowed. Can’t believe how much nurses have to pay to park as well!blubella said:2nd NSD, bit slow for me. Brother admitted to hospital and had to pay for parking and buy him some fruit, magazine and a notebook, Managed to find a free space on my 2nd visit, bit of a walk away though 1 -
@HotDog2020 yes very good thank you! It felt like spring today, the sun was out for a bit, it was almost warmHotDog2020 said:6/14 Please @cathybird. I hope you have had a good day today? I hope you did too? xx 1 -
MarchOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 8/15
Balancinglife 5/18
beanielou 11/19
blubella 3/10
Caeraugirl 8/25
cathybird 11/15
Couldsavemore 3/16
Crazycatlady2 9/18
Flying By 11/14
GeorgianaCavendish 3/12Geriatricmum 6/10
Honeysucklelou2 10HotDog2020 6/14
ilovetea 9/20
itsthelittlethings 8KajiKita 12/18
keggie 7/18
laura lau 6/16
leftatthetrafficlights 14/24
LittleMissDetermined 11/17
madlyn 1/10Makingabobor2 5/15
Money ChoicesMrs Cautious 13/15
Nervous1234 3/23Rupacomp 10SecondStar 11/25
short bird 10/18
Thevalueofless 20Worlds Worst Superhero 11/25
Newcomers welcome! 0 -
14 today 😁'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
Nov GC: £0/£350
JSF: £0/£2000
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Thank you, he's been discharged thankfully. Hardly any street parking, huge hospital which has time limited or paid on street parking all around the hospital and a multi storey. Nightmare.MrsCautious said:
Ah good luck, hope all goes well for him and you. I hate hospital parking so much, it’s been free when attending certain appointments but these days I make a point of being as tight as I can and parking in neighbouring streets where it’s allowed. Can’t believe how much nurses have to pay to park as well!blubella said:2nd NSD, bit slow for me. Brother admitted to hospital and had to pay for parking and buy him some fruit, magazine and a notebook, Managed to find a free space on my 2nd visit, bit of a walk away though
3rd NSD for me today..yay x#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar2 -
Well done LittleMissDetermined, laura lau, MrsCautious, KajiKita, AuntieL, SecondStar, HotDog2020, leftatthetrafficlights and blubella
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