March
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Marvellous March's No-Spend Days Challenge!
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NSD for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Not one for me, had a very nice lunch out.2
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 7/15Balancinglife 5/18beanielou 11/19blubella 1/10Caeraugirl 8/25cathybird 9/15Couldsavemore 3/16Crazycatlady2 8/18Flying By 10/14GeorgianaCavendish 3/12Geriatricmum 6/10Honeysucklelou2 10HotDog2020 4/14ilovetea 9/20itsthelittlethings 8KajiKita 10/18keggie 7/18laura lau 4/16leftatthetrafficlights 13/24LittleMissDetermined 9/17madlyn 1/10Makingabobor2 5/15Money ChoicesMrs Cautious 11/15Nervous1234 3/23Rupacomp 10SecondStar 8/25short bird 9/18Thevalueofless 20Worlds Worst Superhero 11/25
Newcomers welcome!
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cathybird said:Not one for me, had a very nice lunch out.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another NSD today. I technically did spend, but it was food, budgeted for from the housekeeping budget, so I don't count that.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
NSD #7 todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7000 -
beanielou said:cathybird said:Not one for me, had a very nice lunch out.0
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Well done KajiKita, MrsCautious, beanie, laura lau, Makingabobor2 and AuntieL2
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Sneaking in late with an NSD for today. Thanks cathybird1
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Not going anywhere or buying anything today so declaring early - 13/24DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1
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