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Marvellous March's No-Spend Days Challenge!

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  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Not a NSD for me ☹️ Car was in for MOT (which was budgeted for). However it needed 4 new brakes and other bits to do with brakes (you can tell I’m not a mechanic 🤣) which used up my car repair fund and my emergency fund. I know that’s the purpose of an EF and, had I been in the same situation last year I would have used my credit card, so I should be happy that I haven’t got myself further in to debt. But I feel deflated as it’s taken me ages to build up the EF and I know it’ll be a while before I’m able to build it up again. 
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    But @AuntieL look at what else you have achieved as well from your signature, you are making great progress, eventually all your money can go into EF so you will be in a better place once you are debt free. But I know what you mean, I am so inpatient to see it grow, it just never grows for me.
  • Caeraugirl
    Caeraugirl Posts: 590 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Another NSD for me today.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 2/10
  • Flying_By
    Flying_By Posts: 274 Forumite
    Part of the Furniture 100 Posts Name Dropper
    NSD for me please @cathybird just a pre-planned grocery shop today
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 March 2024 at 10:18PM
    AuntieL said:
    Not a NSD for me ☹️ Car was in for MOT (which was budgeted for). However it needed 4 new brakes and other bits to do with brakes (you can tell I’m not a mechanic 🤣) which used up my car repair fund and my emergency fund. I know that’s the purpose of an EF and, had I been in the same situation last year I would have used my credit card, so I should be happy that I haven’t got myself further in to debt. But I feel deflated as it’s taken me ages to build up the EF and I know it’ll be a while before I’m able to build it up again. 
    @AuntieL Hotdog is right, you can see your progress from your signature, and unexpected repairs for the car or anything else are the exact reason to have an emergency fund, so it worked the way it was meant to, I know it probably feels as though the money's just gone but it's much better than putting it on a credit card xx :) 
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 March 2024 at 12:14AM
    But @AuntieL look at what else you have achieved as well from your signature, you are making great progress, eventually all your money can go into EF so you will be in a better place once you are debt free. But I know what you mean, I am so inpatient to see it grow, it just never grows for me.
    @HotDog2020 it will though xx :)
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 March 2024 at 12:10AM
    March

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    March targets

    AuntieL 5/15  image  image 


    Balancinglife 5/18  image  image 


    beanielou 9/19  image  image 


    blubella 1/10  image 


    Caeraugirl 7/25  image  image 


    cathybird 8/15  image  image 


    Couldsavemore 3/16  image 


    Crazycatlady2 6/18  image  image 


    Flying By 9/14  image  image 


    GeorgianaCavendish 3/12   image


    Geriatricmum 6/10  image  image 


    Honeysucklelou2 10 


    HotDog2020 4/14  image


    ilovetea 9/20  image  image 


    itsthelittlethings 8 


    KajiKita 7/18  image  image 


    keggie 6/18  image  image 


    laura lau 2/16  image


    leftatthetrafficlights 10/24  image  image  image


    LittleMissDetermined 9/17  image  image 


    madlyn 1/10  image


    Makingabobor2 4/15  image


    Money Choices  


    Mrs Cautious 9/15  image  image 


    Nervous1234 3/23  image


    Rupacomp 10 


    SecondStar 6/25  image  image 


    short bird 8/18  image  image 


    Thevalueofless 20 


    Worlds Worst Superhero 9/25  image  image 


    :):) Newcomers welcome! :):)

  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another one for me today.
    9/20 NSD now.

    ilovetea  xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • Been AWOL for a bit but have had 4 NSDs since the start of March. 
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie, LittleMissDetermined, MrsCautious, short bird, leftatthetrafficlights, Caeraugirl, Flying By, ilovetea and Geriatricmum imageimageimage
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