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Road To Financial Recovery

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Comments

  • FootyFanDan
    FootyFanDan Posts: 2,242 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    Hope everyone has had a good Saturday, ours has been pretty busy but nothing exciting. I've done the weekly food shop online. Tomorrow is another early start with football, so that should be a nice day. Food shopping came in just about on budget, there will be not as much spent on petrol this week as first few days will be working from home.

    I had an email from my manager on Friday, after a pretty frustrating chat, which he detailed my expected job role…and there is then a line in there about potentially taking on even more work should the business determine it is suitable….

  • daisy_1571
    daisy_1571 Posts: 3,316 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    should the business determine??? Wow. Think you need to start keeping a bit of a work diary detailing how you spend your time. If they think you can do more then you need to show it and ask where you are doing the job you currently have slower than expected and how you can speed up to accommodate this extra work. I suspect there won't be an answer they can give.

    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • FootyFanDan
    FootyFanDan Posts: 2,242 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    @daisy_1571I think it comes down to the fact they keep promising stuff they can't deliver. I am all for helping out where I can, but yeah how the heck I pick up someone else's work coz they have messed it up is just a joke imo. They just keep changing the goal posts with stuff tbh

  • Rhyddid2026
    Rhyddid2026 Posts: 1,510 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I refused to sign my contract when I got my promotion, as the new contract was horrendous. It said they could lay me off and still prevent me from working elsewhere in case they needed me back. They also set 37.5 hours as minimum weekly hours and said they could send me anywhere in the country as the business needed. I'm not sure if not signing makes any difference really but I couldn't bring myself to do it out of principle.

    Debts                04/01/25       01/09/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £9,977
    Lloyds CC          £6,112.60      £3,595
    1st Direct CC     £176.03         £31.47
    CC total             £20,411.34    £13,603.47
    OD                     £1100            £0
    Car loan             £4,000          £2,600
    1st Direct Loan  £10,684.44    £4,550
    Total                  £36,195.78    £20,753.47
    EF £2,550
    HF £100
  • FootyFanDan
    FootyFanDan Posts: 2,242 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    @Rhyddid2026 I am starting to learn I am going to need to start covering my self as people are now just trying to push blame around everywhere. A member of staff as tried to push something to been my fault when it isn't luckily when questioned by my manager I was able to show and document what I had said was correct. 🤬 I think today is actually the day that has pushed me to consider my options…nothing rash but start finding an escape route

  • Rhyddid2026
    Rhyddid2026 Posts: 1,510 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I'm sorry it came to a head today, but also unfortunately not surprised.

    Everyone seems to prefer to "just chat things through" but I always follow up with an email unless it's my own little team that I trust.

    Debts                04/01/25       01/09/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £9,977
    Lloyds CC          £6,112.60      £3,595
    1st Direct CC     £176.03         £31.47
    CC total             £20,411.34    £13,603.47
    OD                     £1100            £0
    Car loan             £4,000          £2,600
    1st Direct Loan  £10,684.44    £4,550
    Total                  £36,195.78    £20,753.47
    EF £2,550
    HF £100
  • FootyFanDan
    FootyFanDan Posts: 2,242 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    Lesson well and truly learnt 😊. I’m frustrated because I’ve no reason to lie. I thought ppl knew me better than that so I’m more annoyed at that.

  • Dakota_Rose
    Dakota_Rose Posts: 798 Forumite
    500 Posts Name Dropper Photogenic

    Great news that the car was repaired without wiping out the EF!

    PBs £2550 (including £1k EF & £500 Christmas fund)
    19/26 books for 2026

    Take the time to find the joy in each day

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