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Road To Financial Recovery
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Hope everyone has had a good Saturday, ours has been pretty busy but nothing exciting. I've done the weekly food shop online. Tomorrow is another early start with football, so that should be a nice day. Food shopping came in just about on budget, there will be not as much spent on petrol this week as first few days will be working from home.
I had an email from my manager on Friday, after a pretty frustrating chat, which he detailed my expected job role…and there is then a line in there about potentially taking on even more work should the business determine it is suitable….
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should the business determine??? Wow. Think you need to start keeping a bit of a work diary detailing how you spend your time. If they think you can do more then you need to show it and ask where you are doing the job you currently have slower than expected and how you can speed up to accommodate this extra work. I suspect there won't be an answer they can give.
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
@daisy_1571I think it comes down to the fact they keep promising stuff they can't deliver. I am all for helping out where I can, but yeah how the heck I pick up someone else's work coz they have messed it up is just a joke imo. They just keep changing the goal posts with stuff tbh
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I refused to sign my contract when I got my promotion, as the new contract was horrendous. It said they could lay me off and still prevent me from working elsewhere in case they needed me back. They also set 37.5 hours as minimum weekly hours and said they could send me anywhere in the country as the business needed. I'm not sure if not signing makes any difference really but I couldn't bring myself to do it out of principle.
Debts 04/01/25 01/10/26
CC1 £14,122.71 -
CC2 - £6,975
CC3 £6,112.60 £6,495
1st Direct CC £176.03 £151.44
CC total £20,411.34 £13,621.44
OD £1100 £0
Car loan £4,000 £2,400
1st Direct Loan £10,684.44 £3,825
Total £36,195.78 £19,846.44
EF £2,800
HF £3
EB £2502 -
@Rhyddid2026 I am starting to learn I am going to need to start covering my self as people are now just trying to push blame around everywhere. A member of staff as tried to push something to been my fault when it isn't luckily when questioned by my manager I was able to show and document what I had said was correct. 🤬 I think today is actually the day that has pushed me to consider my options…nothing rash but start finding an escape route
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I'm sorry it came to a head today, but also unfortunately not surprised.
Everyone seems to prefer to "just chat things through" but I always follow up with an email unless it's my own little team that I trust.
Debts 04/01/25 01/10/26
CC1 £14,122.71 -
CC2 - £6,975
CC3 £6,112.60 £6,495
1st Direct CC £176.03 £151.44
CC total £20,411.34 £13,621.44
OD £1100 £0
Car loan £4,000 £2,400
1st Direct Loan £10,684.44 £3,825
Total £36,195.78 £19,846.44
EF £2,800
HF £3
EB £2501 -
Lesson well and truly learnt 😊. I’m frustrated because I’ve no reason to lie. I thought ppl knew me better than that so I’m more annoyed at that.
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Ah and breathe… today has felt a touch better. I’ve taken the approach of fixing one thing on my work list at a time.
There’s no transfer activity today, well at least not incoming. My car has survived the scare 😂 it wasn’t has bad as I suspected it could have been, still enough to have a dent in emergency fund but I’m thankful I didn’t have to worry which credit card was funding the repairs. There is still a piece to be fixed at another date but for now it’s fixed and drivable which is a huge relief to me and probably to daughter who can now have an extra hour in bed on a morning again.
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Great news that the car was repaired without wiping out the EF!
PBs £3050 (including £1k EF & £1k Christmas fund)
22/26 books for 2026Take the time to find the joy in each day
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Monday wasn't too bad. There have been a few long standing tasks that needed to be completed and they are now ticked off that list. Tomorrow is early payday so I will go through my budget then when I have bit more energy. Budget wise this month petrol and food are just ever increasing so I do need to look at that and see what it needs adjusting by as just going over budget constantly feels like a failure. £50 used to fill my car up from empty now it barely touches it. Also haven't really felt like much progress has been made savings wise
Last week was an horrendous week work wise and very energy draining hence the silence, although haven't had much financial to report. I am though managing to keep my work at work at little better meaning some good nights sleep. I have also opened up discussions about a new job, my initial talk was quite positive and hoping that by the end of next month I might have a clearer indication if that is going to come to fruition.T omorrow is going to be another admin day and hopeful that I can keep my head down and just crack on with stuff.
The weekend was a pretty chilled one tbh, with not very much done. I did manage to do some more decluttering though. I was up mega early Sunday so managed to get to the tip. The daughters bedroom does still have a little more work to do but it has been such a nice thing for her to just be able to do her homework in her room at her desk, or just for her to go have some of her own space. There is still some challenges around school but she is really settling in and getting a lot of praise for her involvement with stuff but finding new friends is a struggle for her at the moment, hopefully will just happen naturally.
Tomorrow to do
- Ring Garage about car, not heard anything since last week when they fixed the leak. They have to order a second part to fix a failing water pump. I am keen to get this booked in this week on my work from home day
- Sort Budget and pots
Hope everyone is keeping well.
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