We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Here’s where the story ends…

Options
1707173757686

Comments

  • skint_spice
    skint_spice Posts: 13,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have had a productive day off - breakfast with a friend, haircut and conquered the ironing pile. 

    Mortgage and OP came off yesterday still OPing £500 but monthly payment has been reduced and I am almost at my OP limit. New deals are in and mortgage rate is looking much the same as current rate.

    Mortgage OP 2025 £6000/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,680

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fancied a takeaway but made a satay style sauce instead and used stuff I already had, I am taking that as a win😂
    Mortgage OP 2025 £6000/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,680

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ladysummerisle
    ladysummerisle Posts: 157 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Definitely the right decision - home satay is easy and always tastes better than takeaway. 

    MFW diary: https://forums.moneysavingexpert.com/discussion/6254913/never-a-good-time-but-here-goes#latest

    Original MF date: October 2036 (£81,500)

    Outstanding Jan 2021: £55070

    Outstanding July 2025: £16597

    EF 10000 / Savings toward neutral: £2600


  • skint_spice
    skint_spice Posts: 13,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Walked to work and back today which was nice. I had a chicken salad for lunch and made pulled chicken for dinner - put a portion in the freezer, still loads of chicken left😂

    So looking forward to my hours going down, I have a week off this month and another next month which means only six more weeks including this one of full time work🎉
    Mortgage OP 2025 £6000/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,680

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It’s been hard going this week and I have been talked into working on Sunday too😩

    July hours look so good I will be wishing my life away until then!

    One more week to work then a week off and time away in the sun. I just looked out my passport so must check in etc and book a couple of excursions.

    l have been really tired but not sleeping well so I have splashed out on the c@1m app again as it works wonders for me, hopefully in a few days time I will be like a new woman.

    Mortgage OP 2025 £6000/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,680

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 7,565 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Ah, you’re in the demob state to finally getting a few days away phase … Everyone always finds work unbearable then! And you’ve added Sunday to the mix as well! (Very good of you btw …)

    I hope it passes swiftly, the C@lm app helps and you get some downtime after Sunday! 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I went to the beach for a walk during a break today and watched some very cute ducklings for a while. Surprised how busy the beach was at 9:30 (I know it looks quiet in the photo 😂).
    Mortgage OP 2025 £6000/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,680

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 7,565 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Glad you got a breather in the sunshine 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.