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Oooh, that’s a proper solid OP!!! Bravo! 🤩 👏🎉🥳 And 3 months less to go - that must feel amazing 😊skint_spice said:Oooo the excitement of another OP, another £750 today which knocked a whole 3 months off🎉🎉🎉
I am shattered and have an early start tomorrow for a day out with a friend but not back at work until next weekend so very happy.
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 47 books of target 52 in 2025, as @ 30th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
It does feel good Kk, 5 months off in 2 months is a great feeling but I will have to keep it up at this rate to meet my target. Must not become distracted by holidays😂 I keep considering cutting down on work but that would mean extending my end date so on I plod…Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
How much would it add / slow you down to have a holiday v. how long you have to go to get to mortgage free? I wonder if planning in, say, two holidays between now and the finish line might make it more sustainable?skint_spice said:It does feel good Kk, 5 months off in 2 months is a great feeling but I will have to keep it up at this rate to meet my target. Must not become distracted by holidays😂 I keep considering cutting down on work but that would mean extending my end date so on I plod…KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 47 books of target 52 in 2025, as @ 30th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I will go on some holidays Kk, I just get distracted daydreaming about crazy ones like Japan or Vietnam😂 those will have to wait! Daydreaming is fun though.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)5 -
Woohoo. That’s fantastic.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Well done on the OP, enjoy your time off work
3 -
Yesterday I had a day out with a friend in a city I haven’t been in for years, using the cheap over fifty cards😂 we had a great day and a lovely lunch but it involved starting as early as I usually do for work so I was glad of no alarm today. I have a sort of exercise thing booked for later so looking forward to that.
Sun is shining so hopefully I can hang the washing out.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)6 -
Fantastic OP!
Hoping the sun makes its way to me too 😁🤞MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Busy day, all the washing in the world and yet there is more! Took my folks shopping and out for a coffee and came back and repaired a blind my cat broke ages ago and I was annoyed by every time I came home😂 I didn’t want to replace as she had done it to every blind I have ever had!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
What does your cat do to the blinds and why do they offend her so? 🤔😉😂
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 47 books of target 52 in 2025, as @ 30th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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