We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Here’s where the story ends…

Options
145791080

Comments

  • skint_spice
    skint_spice Posts: 13,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Loving the house grid ... You need to also do a celebratory dance when you get to colour a square in - its the rule  :) 
    I also write the  date in the box so I can see when I coloured it in so you  can track your progress
    Oh that is a good idea, thank you! It will be good to look back at eventually.
    Mortgage OP 2025 £5850/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,830
    2029 Holiday fund £356/7000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • savingholmes
    savingholmes Posts: 28,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love the house grid.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • beanielou
    beanielou Posts: 95,268 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That is just stunning. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Beautiful. Thanks for sharing 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • newgirly
    newgirly Posts: 9,316 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Just spotted your new dairy and wanted to wish you luck, love the photos! 😊
    MFW 67 - Finally mortgage free! 💙😁
  • Went for a walk today and the weather was gorgeous, then came home and sat in the garden with the cat and a book. 
    Must not spend money unnecessarily so I can spend my summers this way…
    Oh wow that's beautiful! Is that close to where you live? How wonderful....I wish I were closer to the sea, it's a pretty long drive from ours so I rarely go.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!


    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
    Total- £1162.23
    Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)

  • teapot2
    teapot2 Posts: 3,518 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Lovely pic, great incentive for money saving as you say 🌞🌊🏖
  • skint_spice
    skint_spice Posts: 13,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Went for a walk today and the weather was gorgeous, then came home and sat in the garden with the cat and a book. 
    Must not spend money unnecessarily so I can spend my summers this way…
    Oh wow that's beautiful! Is that close to where you live? How wonderful....I wish I were closer to the sea, it's a pretty long drive from ours so I rarely go.
    I can walk to the beach from mine, it’s about a mile and a half but this is a wee bit further away - about 30 minutes drive to a gorgeous country park and beach.
    Mortgage OP 2025 £5850/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,830
    2029 Holiday fund £356/7000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I went for a run this morning and it was blowing a gale - my fault for bringing the garden furniture out of the hut yesterday 😂 then I had to wait in for a delivery. Off to see a film this evening with a friend at film club so I seem to have managed a NSD by accident! I really needed to go to the supermarket but never mind…
    Mortgage OP 2025 £5850/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,830
    2029 Holiday fund £356/7000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.