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Here’s where the story ends…
Comments
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LadyWithAPlan said:Loving the house grid ... You need to also do a celebratory dance when you get to colour a square in - its the rule
I also write the date in the box so I can see when I coloured it in so you can track your progressMortgage End Date: Apr 36/Aiming for Apr 28/Current Jun 34
Mortgage OP 2024 £6900/7000
Mortgage balance: £45,863
42 pay days until freedom!3 -
I love the house grid.Achieve FIRE/Mortgage Neutrality by mid 2030
1) MFW Nov 21 £201,999 with 232 payments to go - now £179,153 Equity 28.33%
2) Spend on handyman, external building works & new patio door £13.6K
3) CC £7.8K on 0% spends card offset by £31.3K savings (part EF, part future home improvement/large purchases)
4) Mortgage neutral by June 2030 (AVC £13.6K + Lump Sums DB £4.6K + SiPP 1K) 19.2/£127.5K target 15.05% value at 15/10/24
5) FI Age 60 annual income target £13.7/30K 45.7%
6) SIPP £4.4K at 15/9/242 -
Went for a walk today and the weather was gorgeous, then came home and sat in the garden with the cat and a book.Must not spend money unnecessarily so I can spend my summers this way…Mortgage End Date: Apr 36/Aiming for Apr 28/Current Jun 34
Mortgage OP 2024 £6900/7000
Mortgage balance: £45,863
42 pay days until freedom!11 -
That is just stunning.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Beautiful. Thanks for sharingAchieve FIRE/Mortgage Neutrality by mid 2030
1) MFW Nov 21 £201,999 with 232 payments to go - now £179,153 Equity 28.33%
2) Spend on handyman, external building works & new patio door £13.6K
3) CC £7.8K on 0% spends card offset by £31.3K savings (part EF, part future home improvement/large purchases)
4) Mortgage neutral by June 2030 (AVC £13.6K + Lump Sums DB £4.6K + SiPP 1K) 19.2/£127.5K target 15.05% value at 15/10/24
5) FI Age 60 annual income target £13.7/30K 45.7%
6) SIPP £4.4K at 15/9/243 -
Just spotted your new dairy and wanted to wish you luck, love the photos! 😊2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.122
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skint_spice said:Went for a walk today and the weather was gorgeous, then came home and sat in the garden with the cat and a book.Must not spend money unnecessarily so I can spend my summers this way…MORTGAGE BALANCE January 1st £99224.13 🤨 September 1st £120, 615.59 😬Emergency Fund goals:- £2924.91/3000
MOP goals:- £85/ 1000 (before August '25)
SnowBallFund:- £49.51/1300 (before March '25)
New house, new jobs, new debts 😒
Car- 0/12386
Carpet -0/1500
CC - 0/1792 Paid 🥳👏
Car Ins- £434 Paid 🥳👏
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Lovely pic, great incentive for money saving as you say 🌞🌊🏖3
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debtfreewannabe321 said:skint_spice said:Went for a walk today and the weather was gorgeous, then came home and sat in the garden with the cat and a book.Must not spend money unnecessarily so I can spend my summers this way…Mortgage End Date: Apr 36/Aiming for Apr 28/Current Jun 34
Mortgage OP 2024 £6900/7000
Mortgage balance: £45,863
42 pay days until freedom!3 -
I went for a run this morning and it was blowing a gale - my fault for bringing the garden furniture out of the hut yesterday 😂 then I had to wait in for a delivery. Off to see a film this evening with a friend at film club so I seem to have managed a NSD by accident! I really needed to go to the supermarket but never mind…Mortgage End Date: Apr 36/Aiming for Apr 28/Current Jun 34
Mortgage OP 2024 £6900/7000
Mortgage balance: £45,863
42 pay days until freedom!4
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