No selfie (sorted)

35har1old

surreysaver said:

Try a bank that isn't a digital one. There's plenty of them.

Are you sure that there's  many

kaysdee

mr_stripey said:

I presume you can open a current account in branch without needing a selfie. For the online applications, all the ones I have used have required some kind of selfie/video verification. Surely this is a good thing? Would be interesting to understand someone's reluctance for not wanting one?

My son is disabled and it was really difficult to go through the selfie/video verification as he can’t talk clearly, so couldn’t pass the ones that asked to repeat a phrase, and his facial features don’t fit the requirement to look straight at the camera, open your eyes clearly, don’t grimace, etc. Taking him to a branch was equally difficult due to his physical disabilities.

We did manage in the end but it was very upsetting for him.

mr_stripey

35har1old said:

mr_stripey said:

I presume you can open a current account in branch without needing a selfie. For the online applications, all the ones I have used have required some kind of selfie/video verification. Surely this is a good thing? Would be interesting to understand someone's reluctance for not wanting one?

Branch visits are great when you don’t require a sea crossing.

which the vast, vast majority of people do not require

Nasqueron

35har1old said:

surreysaver said:

Try a bank that isn't a digital one. There's plenty of them.

Are you sure that there's  many

I think they meant the separation between online ones e.g. Starling, Monzo, First Direct and the traditional bricks and mortar like HSBC, Barclays, Lloyds etc

35har1old

Nasqueron said:

35har1old said:

surreysaver said:

Try a bank that isn't a digital one. There's plenty of them.

Are you sure that there's  many

I think they meant the separation between online ones e.g. Starling, Monzo, First Direct and the traditional bricks and mortar like HSBC, Barclays, Lloyds etc

I would have thought that TSB Nat West RBS Ulster founded in 1836 would fall into the bricks and mortar category but they require selfie ID 
Take TSB if you don't want to take a selfie you can visit a branch in my case impractical 
Second option certified documents all 3 items have to be certified by a solicitor I can understand 1 being a passport or driving licence needing to be certified but I don't see the reasoning of say a original HMRC or bank statement having to be certified plus the cost of getting them certified makes the account not viable 

Nasqueron

35har1old said:

Nasqueron said:

35har1old said:

surreysaver said:

Try a bank that isn't a digital one. There's plenty of them.

Are you sure that there's  many

I think they meant the separation between online ones e.g. Starling, Monzo, First Direct and the traditional bricks and mortar like HSBC, Barclays, Lloyds etc

I would have thought that TSB Nat West RBS Ulster founded in 1836 would fall into the bricks and mortar category but they require selfie ID 
Take TSB if you don't want to take a selfie you can visit a branch in my case impractical 
Second option certified documents all 3 items have to be certified by a solicitor I can understand 1 being a passport or driving licence needing to be certified but I don't see the reasoning of say a original HMRC or bank statement having to be certified plus the cost of getting them certified makes the account not viable 

I'm not commenting on the photo requirement, simply on the separation between the two being digital/challenger banks and traditional ones and how they are classified - the ones without a physical bank are probably more likely to want photo ID without the option of going into a bank to show it