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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024
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a different route19 Feb applied for NatWest Select21 Feb Select a/c opened21 Feb transferred in £125022 Feb £1000 transferred out23 Feb £245 tranferred out28 Feb switch completed29 Feb £200 re'vdthank you0
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Unsure if I messed this up . When switch completed, there was around £80 went in. I'm not sure if that goes towards the £1250 requirement. Anyway, I then transferred in the full £1250. I then, stupidly, thought, I'll use the card, to activate the contactless thing. So spent £31 later the same day that the £1250 hit the account. Therefore, that wasn't in there for the 24 hours . Even though the balance was over that, due to the original switch money.
If no £200 by the end of next week, I'll transfer in a new £1250, and leave it.0 -
… I am 😂😂😂danny13579 said:
That's excellent. We can all breathe a sigh of relief now!Dominic_Blake1 said:
You were right! £200 just arrived in my RBS account (following £200 yesterday through NatWest)!danny13579 said:
RBS tend to be mid-afternoon, usually between 3.00 and 4.00.Dominic_Blake1 said:The tension is intense right now
So hoping to receive my second switching incentive tomorrow (following NatWest on Monday) from RBS, not received it yet (as of 13:30), was expecting to today on the basis that other people had... hope everyone else does, too!
As others have said, we have now moved from the abstract / theoretical into empirical reality! I wish I had gone for Ulster Bank now, the £600 definitely possible … Why don't you go for the Ulster offer, you still can?1 -
If the £80 + £1,250 = £1,330 was in there for 24 hours then the £31 spend doesn't make any difference.eastcorkram said:Unsure if I messed this up . When switch completed, there was around £80 went in. I'm not sure if that goes towards the £1250 requirement. Anyway, I then transferred in the full £1250. I then, stupidly, thought, I'll use the card, to activate the contactless thing. So spent £31 later the same day that the £1250 hit the account. Therefore, that wasn't in there for the 24 hours . Even though the balance was over that, due to the original switch money.
If no £200 by the end of next week, I'll transfer in a new £1250, and leave it.
When was your switch completion date?0 -
No, I have never held bank accounts with any of these banks / received switch incentives through them.rider22 said:
did you have incentives from RBS group before (i mean previous years)Dominic_Blake1 said:
You were right! £200 just arrived in my RBS account (following £200 yesterday through NatWest)!danny13579 said:
RBS tend to be mid-afternoon, usually between 3.00 and 4.00.Dominic_Blake1 said:The tension is intense right now
So hoping to receive my second switching incentive tomorrow (following NatWest on Monday) from RBS, not received it yet (as of 13:30), was expecting to today on the basis that other people had... hope everyone else does, too!
As others have said, we have now moved from the abstract / theoretical into empirical reality! I wish I had gone for Ulster Bank now, the £600 definitely possible …
Good luck anyone else still waiting to receive their bonuses!1 -
No way !!!!!! You did it !!!!!!!! Huge congratulations 🥳SickGroove said:Hat trick completed 😀 £600 for little work!
Gonna buy my football season ticket tonight.. All paid for by these switches...
Used Chase burner accounts for all 3 switches btw...an absolute breeze!2 -
Excellent! I've been looking at doing all three myself but wasn' sure if it was possible and how much it might affect the old credit score and/or annoy my currents banks. Since November I've grabbed three switch bonuses, plus opened a second account with Barclays which I immediately switched out of, plus I'm currently waiting for the TSB switch to go through at the end of March, so that's five new accounts. In theory I could open second accounts with banks I'm already with (I have Starling, FD and TSB), then switch to each of these three, but that would generate 6 new accounts and more checks on my credit score. Unless I'm wrong, and opening a second account with a bank you're already with means they don't do a hard search because you're already with them? Though opening a second account to then switch out and close may annoy them, and I plan to stick with Starling and FD (don't care about TSB once the switch completes in March). Any suggestions from anyone, or am I overthinking it all?!SickGroove said:Hat trick completed 😀 £600 for little work!
Gonna buy my football season ticket tonight.. All paid for by these switches...
Used Chase burner accounts for all 3 switches btw...an absolute breeze!0 -
Why did this just pop into my head?Dominic_Blake1 said:
No way !!!!!! You did it !!!!!!!! Huge congratulations 🥳SickGroove said:Hat trick completed 😀 £600 for little work!
Gonna buy my football season ticket tonight.. All paid for by these switches...
Used Chase burner accounts for all 3 switches btw...an absolute breeze!
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Fortunately you can save a few grey hairs in that your credit score is utterly meaningless, the gimmick is never seen by anyone except you.Ponchos said:
Excellent! I've been looking at doing all three myself but wasn' sure if it was possible and how much it might affect the old credit score and/or annoy my currents banks. Since November I've grabbed three switch bonuses, plus opened a second account with Barclays which I immediately switched out of, plus I'm currently waiting for the TSB switch to go through at the end of March, so that's five new accounts. In theory I could open second accounts with banks I'm already with (I have Starling, FD and TSB), then switch to each of these three, but that would generate 6 new accounts and more checks on my credit score. Unless I'm wrong, and opening a second account with a bank you're already with means they don't do a hard search because you're already with them? Though opening a second account to then switch out and close may annoy them, and I plan to stick with Starling and FD (don't care about TSB once the switch completes in March). Any suggestions from anyone, or am I overthinking it all?!SickGroove said:Hat trick completed 😀 £600 for little work!
Gonna buy my football season ticket tonight.. All paid for by these switches...
Used Chase burner accounts for all 3 switches btw...an absolute breeze!
Your existing bank might cannot penalise you for leaving though some banks will limit opening another account if you open a new one and immediately switch away
Hard searches for a bank account aren't guaranteed without an OD application but they are neither here nor there on an otherwise well run credit history unless you intent to apply for say a mortgage within a few months of the switchSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Have you previously received a reward in the last 3 years?SickGroove said:Hat trick completed 😀 £600 for little work!
Gonna buy my football season ticket tonight.. All paid for by these switches...
Used Chase burner accounts for all 3 switches btw...an absolute breeze!0
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