Looking for a UK app to track money

blondie4281

I’m hoping to find an app that will monitor direct debits, spending, income etc on more than one bank account and send out alerts if a purchase is going to mess up paying bills that are coming up, before more money goes in. I can’t seem to keep track of how much money I have compared to when bills are coming out. I’ve tried plotting it all on a spreadsheet but inputting every expenditure is time consuming and a faff. Is there an app that might help. I’ve read up on so many and can’t quite work out which ones might suit. Thank you! 

AmityNeon

https://snoop.app/
https://www.moneyhub.com/app

https://www.openbanking.org.uk/app-store/

blue.peter

I use AceMoney. A free alternative that I've not used, but which looks as if it should be good is MoneyManager Ex. Both require either Windows or MacOS. The final version of MS Money is now free, but runs on Windows only.

kimwp

You'll find it easier if you move your bills to the same date. I have nearly all of mine going out a few days after payday. 
Or have separate bank accounts for bills and other spend. Then you can make sure there is enough to cover bills in the bills account and you know you won't have a bills issue if you spend from your spending account.

ColdIron

AceMoney. I couldn't do without it. One off purchase fee, support for life. Windows and MacOS

400ixl

ColdIron said:

AceMoney. I couldn't do without it. One off purchase fee, support for life. Windows and MacOS

Does it use Open Banking to sync accounts? It talks about downloading, but not clear on the mechanism.

ColdIron

No, afraid not, I manually enter everything, it's only a few minutes a week  I've also just noticed the OP wants an App, it's not an app. Apols

sausage_time

Have you looked at the Snoop app @blondie4281?   I have not used it personally.  I do have my own app that I have used for many years, and this seems to be somewhat similar.

Doshwaster

I've been using MoneyHub for the past few months after switching away from MoneyDashboard when it closed down. It's not perfect but it does most of what I want, there is a web and mobile interface and it comes with a 6 month free trial - then only £15.99 a year after that. I will be happily paying it when my trial ends.

SamDude

Doshwaster said:

I've been using MoneyHub for the past few months after switching away from MoneyDashboard when it closed down. It's not perfect but it does most of what I want, there is a web and mobile interface and it comes with a 6 month free trial - then only £15.99 a year after that. I will be happily paying it when my trial ends.

It's £14.99/year (iOS) - unless it's gone up recently?

ozaz

Emma and Snoop are worth trying. I prefer Emma, but its only free if you don't need to connect more than two financial institutions.