TSB Spend & Save Switch. Start 15th Jan End 31st Jan 24

ericthesanddune

JuicyJesus said:

Still no money yet.

Probably waiting til Thursday.. holding on to the interest for a bit longer 

WillPS

Could I cordially suggest given there's nothing further to discuss until payment that we leave the thread now until someone sees a payment, or the weekend? We have essentially 2 pages now of 'not yet, soon hopefully' which hasn't added much value.

Bridlington1

WillPS said:

Could I cordially suggest given there's nothing further to discuss until payment that we leave the thread now until someone sees a payment, or the weekend? We have essentially 2 pages now of 'not yet, soon hopefully' which hasn't added much value.

And in addition they'll probably all be paid en-masse again so could I also suggest that only one or two people post to say they've received the payment otherwise we'll get another few pages of ``I've been paid too".

propunter99

WillPS said:

Could I cordially suggest given there's nothing further to discuss until payment that we leave the thread now until someone sees a payment, or the weekend? We have essentially 2 pages now of 'not yet, soon hopefully' which hasn't added much value.

Some people like knowing if others are still waiting, though.

It can be reassuring to hear that other people are in the same position (ie not yet paid out). It may not be valuable to you, but some people that could really use this money are could be anxiously waiting and checking this thread often.

It may help them to know there's other people who haven't been paid yet.

danny13579

WillPS said:

Could I cordially suggest given there's nothing further to discuss until payment that we leave the thread now until someone sees a payment, or the weekend? We have essentially 2 pages now of 'not yet, soon hopefully' which hasn't added much value.

I think we know that's not going to happen.

Bridlington1 said:

And in addition they'll probably all be paid en-masse again so could I also suggest that only one or two people post to say they've received the payment otherwise we'll get another few pages of ``I've been paid too".

I think we know that's what's going to happen. 

Ponchos

FIREmenow said:

Hi all, I've checked the t&c's and think I'm ok, but just want to double check - once the cashback had been paid, the Spend and Save account doesn't require the 2 direct debits does it? It also doesn't have a minimum amount to pay in monthly?

I want to keep the account until the 6 months of cashback finishes but might move the DDs to a different account in readiness for any future switches that require DDs to be switched.

Thanks

Correct if you are looking for just the monthly £10  for spending.

If anyone used TopCashback then you need to keep 2x DDs for at least another month:



This was taken from the TCB website. Personally I opened my account in late January and missed out on the first month of doing anything (no £10 back, didn't pay in money or make DDs because account was still being set up), so for me to the the TCB cashback, I have to meet the criteria for February, March and April. Two months down, April to go.

Ponchos

propunter99 said:

Nothing added to my account yet as of this morning.

I want to switch this TSB account to a Lloyds account after getting the bonus - but the Lloyds switch needs to be started by the 28th.

Does anyone know if I can start the switch from TSB to Lloyds on the 27th (and put the switch date for the 10th of April for example)? Would I lose my TSB switch bonus?

I'm not sure how it would go if you switched out the TSB before getting a bonus, you could do it and then TSB decide not to give the bonus and then that's 6-8 weeks of waiting and fulfilling T&Cs for nothing. Personally I'd wait.

However, looking at the Lloyds offer, I did mine back in November and the wording was different. When I switched it said "Start a switch from a different bank by 14 Nov 2023" whereas on this offer it says "Switch in an account from a different bank, including 2+ direct debits, by Thursday 28 March". I might be nitpicking but for mine, as long as the switching process was started by the end date, you were okay, but for the one you're looking at it's a bit more vague and might suggest that the switch needs to be complete by the end date.

If it's possible to switch from another account then you might be best trying that. Chase are a popular bank to use for switches, you can open up to 20 accounts, and each one after the first doesn't require a credit check, nor do you have have to wait for a card, you can connect it to the original/main account (like a separate space on an account), and switch this one out. If that's an option then maybe try that.

There will be more Lloyds-focused information on the dedicated thread, I'm sure someone there would be better able to help with the wording of the terms.
https://forums.moneysavingexpert.com/discussion/6505608/lloyds-switch-offer-feb-2024/p1   

foofi22

£125 bonus just landed in my account

longleggedhair

Got mine too-£125.

Ponchos

The bonus has landed!