TSB Spend & Save Switch. Start 15th Jan End 31st Jan 24

Johnny-Cage

danny13579 said:

Johnny-Cage said:

Not sure if I’ve screwed up the bonus 
opened in Jan 1 DD went out
Feb 2 DD’s went out 
March only 1 DD was taken 

Didn’t think 1 of the DD’s was min payment on a CC with interest free which ran out and I closed the account 
I do have 2 DD’s back set up but it’s not due to be taken until 8th April now 

You just need 2 active direct debits. Payments don't need to be taken from them (though it makes it easier in a dispute if you have payments taken from them).

The new DD is listed under the new and inactive but not sure if that’s coz it’s not been used yet. End of the day Feb had 2 taken DD’s

danny13579

FIREmenow said:

For the monthly cashback:

I'm noticing that some card transactions take a long time to track on my TSB account, does TSB count them at the date the transaction is made, or the date they clear and show up on your statement?  

The date they clear.

FIREmenow said:

Also, is it a month from account opening or a calendar month?

Calendar month.

FIREmenow said:

Finally, does using your card via a digital wallet (Google Pay) mean the transactions take longer to clear and appear on the statement than using the physical card?

Don't know as I don't use digital wallets, but don't see why they would. Most transactions for me take 2 working days to clear, but a couple have taken 4 working days.

HillStreetBlues

1) Date posted on statement,
2) Calendar month,
3) Dunno

WillPS

FIREmenow said:

Finally, does using your card via a digital wallet (Google Pay) mean the transactions take longer to clear and appear on the statement than using the physical card?

In theory no, it should process the same - however merchants do slightly bodgey things sometimes which means things like this process differently (see in the news today that Sainsburys are unable to take contactless payments but can still accept Chip & PIN for example, clearly there's a difference in how JS process each even though there needn't be).

FIREmenow

Hmm, looks like I missed out last month because I split a shop in a supermarket into two payments, but only one is showing on my statement.  Dunno if I can find the receipt to tell if they've merged them (because they were so close together), or they've not charged me for one!

FIREmenow

Thanks for all your replies on my previous questions, I didn't see them until after I posted above.

worriednoob

Johnny-Cage said:

Not sure if I’ve screwed up the bonus 
opened in Jan 1 DD went out
Feb 2 DD’s went out 
March only 1 DD was taken 

Didn’t think 1 of the DD’s was min payment on a CC with interest free which ran out and I closed the account 
I do have 2 DD’s back set up but it’s not due to be taken until 8th April now 

I'm in the same boat as you.  Setup Plum and Moneybox DDs, but only 2 DDs came out and then I accidentally cancelled them by setting the same Plum / Moneybox accounts for Co-op bank instead.

Khaderbhai

I believe the switch incentive is due to be paid either this week or next, anyone seen any signs yet?

Brewer21

Khaderbhai said:

I believe the switch incentive is due to be paid either this week or next, anyone seen any signs yet?

Watching with interest this thread, it's due to be paid between 20th and 29th March.
I'm not sure if we'll get the incentive (me and OH) as we've had an incentive before from them, hoping it was pre their time frame for paying out. I took a wild guess at that, it's why I record all switch dates now.😁

leamarie

Khaderbhai said:

I believe the switch incentive is due to be paid either this week or next, anyone seen any signs yet?

I came to see if anyone else had received the switch bonus too but seems not yet, fingers crossed for tomorrow!