Geriatricmum vs inner voice: A monologue

Geriatricmum

The irony... Could've used a few more 0's at the end of that number 🤣

Spendless

enthusiasticsaver said:

@Spendless The club money is termly so three times a year or £240. That equates to £20 a month but saved all year round. Initially it may mean extra saved until there is a buffer allowing for the facts the terms don’t exactly equate to quarterly. My simple brain would just prefer to stick £20 a month in all year round. 

Oops, I'd missed the post saying it was termly. I was still going on the one that said it was quarterly.

Think it's best I keep away from maths equations.  

I'd see that as a bye bye gift and stick it in the EF.

Geriatricmum

Spendless said:

enthusiasticsaver said:

@Spendless The club money is termly so three times a year or £240. That equates to £20 a month but saved all year round. Initially it may mean extra saved until there is a buffer allowing for the facts the terms don’t exactly equate to quarterly. My simple brain would just prefer to stick £20 a month in all year round. 

Oops, I'd missed the post saying it was termly. I was still going on the one that said it was quarterly.

Think it's best I keep away from maths equations.  

It was my fault tbf for saying quarterly in my first post, just goes to show I dont really know what I'm actually paying for, I had to look back at the email to see what period of time the £80 covered! 

Aimingforthegoodlife

You are doing a great job, the budget is always hard and mine is a constant work in progress. Good idea to save the barclay one until you know what you have. Give yourself a huge pat on the back for not using the CC! That is just incredible!

Geriatricmum

Aimingforthegoodlife said:

You are doing a great job, the budget is always hard and mine is a constant work in progress. Good idea to save the barclay one until you know what you have. Give yourself a huge pat on the back for not using the CC! That is just incredible!

Thank you! I appreciate the advice and encouragement from everyone. 

Geriatricmum

Got my confirmation that I successfully passed my probationary period today 🎉

I'm really enjoying this job, so I had a spring in my step today! 

lucielle

Brilliantl!  Well done. 

L

Geriatricmum

Have joined the no buying unnecessary toiletries challenge!

Since starting this diary I have become alot more aware of where my money has gone and can honestly account for every penny. Quite pleased with that.

Thinking ahead we need to buy DS1 a new car seat soon as he's nearing the weight limit of his current one. I don't know how we can financially plan for these things while we have so little spare cash. Car seats are pricey! 

In the past this would have been a credit card purchase. 

teapot2

Do you have any local 'free; FB pages locally?  I often see parents giving away car seats as they have to go up to the next size?  Might be worth asking if anyone has one going?

lucielle

That’s a good call @teapot2 quite often grandparents have had them and no longer need them. 

L