Buying a little piece of Middle England; Manifesting my way to mortgage free.

debtfreewannabe321

Afternoon all I've had a nice day seeing my friend. I cooked for us so NSD. 
Had the last estate agent round too valuation much the same as the other two which is really good. 
We've instructed one at 1% fee .... I felt my pics didn't really do the house justice and I want people through the door. We are going to go in the middle of the valuations (they've given us a range of 15 k difference so we have plumped for a price in the middle). 
Hopefully a NSD tomorrow am going to see if I can make it to 15 still this month! At 9 at the moment..... 

No money to move around at this time of the month really so just trying to keep hold of what little we have in the current accounts for bills and food. 

Going to see the guy who owns the house we've put an offer in on this evening. He hasn't turned it down just said he really needs to wait until we've sold till he can accept so that's not a no! DD wants to see it....and we thought it best to chat in person rather than over apps. He's agreed. I did some research earlier and he actually listed it in November 2023 so it's been up a fair while with no offers....if we can get middling price for ours and the price we offered for his then we potentially need only 10-15 k top up mortgage. We're still searching though I am not putting all eggs in one basket as been in this position before and they pulled out.

Not much else to report. So I'll be off to tidy kitchen as we are having pictures taken tomorrow 😁 it's all moving along nicely at the moment.

beanielou

Lots of positive vibes your way.

skint_spice

Hope your visit went well! 

~FlowerPot~

Gosh it's all go isn't it! I have my fingers crossed for you that you get an offer on yours really quickly.
Flowers x

debtfreewannabe321

Omg I have kitchen sides 🤣 everything from toaster to air fryer is in a cupboard so the pics looked better 🤣 
Thank you @beanielou @skint_spice & @~FlowerPot~
I have been cleaning and staging rooms since 9 am and he's only just gone. How long can I keep it up now 😁🤣 pray we get sold quick or OCD trying to keep it clean may take over.

DD is doing maths GCSE today it's one of her most dreaded subjects. So hopefully she will do okay as she's done lots of revision sessions.

NSD again today I don't need anything and food shop is due tomorrow so I will go without for whatever is running low. Yay that is 10!

The guy last night said he would be willing to take an offer but obviously needs us sold first. That's fine we expected that we had the same issues last time someone somewhere on the chain has to agree to sell first without sold parties on all sides. It was us last time perhaps might be again. He does have other people viewing at the weekend so I'm not holding out lots of hope but it's good to know we can afford that area. He even admitted he thought the EA had listed a bit high to begin with. There are lots of others popping up daily so I'm not setting my heart on any just yet. I've mentally moved out of my house though. I do definitely want to be back on the outskirts of the city again. 

I'm having an afternoon off. I've got the TV on and some food (DS and I are so hungry we put off eating until the EA finished taking pics 🤣). Do need to find some ID later to drop at EA but I'm having a couple of hours off - I told EA I went with him as he promised to get it up and done ASAP so he's putting me ahead of a few others he did before me 😁. Right anyway I am tired I will be off for some tea and food now I think.

beanielou

Great progress. 

debtfreewannabe321

Ah thanks Beanie 🙏

£20 made on FB MP to go towards the house buying/ EF - whatever that money is being saved for fund ....£1922 in there now. Would love to make it to £2k before payday but I'm running out of things to sell 😂

debtfreewannabe321

Afternoon all, decided to declutter the cupboard in our room. It is in the eaves but about 11 ft long, sloped ceiling so rubbish access. And it is filled with stuff. The boiler locked out yesterday. The boiler is at the back of this cupboard...cue me trying to climb over crap to get to it. So I've pulled it all out this morning and have listed some bits on v1nted, bagged up stuff to go in loft (all our winter coats found their way in there somehow) and been ruthless and have two bin bags full of rubbish or charity stuff. 
We can get to the boiler now. And it looks like a nice space for anyone viewing the house after a quick dust and hoover. However I now a tonne of stuff that needs finding a new home sat in my dining room and bedroom 😂 oops. Having a quick tea break before going to sort it out. Need to do a tip run too. We have house viewings booked in tomorrow for us to see. Our house is not yet live on RM so no viewings for us.

I'm having a re-think about the house we saw and offered on. There is one up the road with the work already done and the extension built already. It is £10k more and although we kinda got a verbal agreement he would accept 20k less than that more expensive house I know how much building works cost and how they run out of control....I think I'd rather pay for the finished product and know how much I have to pay. Rather than take a project on and then have to pay for the works to be done whilst living in it again and having unforeseens popping up as always happens with building projects...and budget dwindling away. Hmm. DP I think is in agreement. He would like a project but it was an utter nightmare living through it. We are going to look at the finished one on Monday...I said the right one will wait for us. So no rush. If it's meant to be it will be. Both in right area. We are going to be nosey in some other ones tomorrow that aren't really in the right area but they're both empty and finished products of restoration projects so I like to see what they've done to improve properties so we can take notes 😂👏
Sunday will be 'let's sort the loft out' day. We've done the garage. Cupboard in bedroom is done so just the loft next. I need to be ruthless but there is a lot of stuff up there from my kid's childhood...so...it may end up back up there 🙈😂
NSD so far....but I may need to pop to shops I forgot bin bags on the Mr T shop! Might go tomorrow though...I will see.
Ooo just got a notification someone bought some trainers 👏 will parcel them up and send off ASAP 😁

debtfreewannabe321

Well I didn't manage my nsd yesterday. We had to buy lunch out. We'd booked a lot of house viewings in and made a packed lunch. Then left said lunch in the fridge. The thought was there though 🤣

We had that lunch today instead. 

Today has been spent doing a job that's been on my list of to-dos for months on end. Emptying the loft out 😬 dreaded job. I do it every now and then because during the year I have a declutter and throw everything in the loft. 🤣 Well not everything, but things that I'm like hmm I don't want it out right now but what if I want it another time. So our big loft was filled to the rafters. DP spent hours emptying it (he left the stuff we knew we wanted) and I managed to get two huge boxes filled for the charity shop, find a few bits worth selling, and we tipped lots of broken stuff. 
When we moved in everything was such a tip here the old owners had left so much stuff out stuff didn't fit even though we had up sized on the house. Was crazy. So we put SO much in the loft of the kids (at their request lots was their old toys they don't play with) so we did the spark joy test today. Does it spark joyful memories? No - charity or bin if broken. If yes keep in box. We still have about a hundred beanie boos because of this 🙄 but it's not my stuff to throw out. 
Got rid of a lot, re-packed and condensed a lot too. It's organised up there now which is great. and it only took two years to do 🤣🤣
Two tip runs done. Things listed on FB and v1nted. Sent two parcels off for v1nted already this weekend. Not made very much but better than nothing. I've found a good technique if you're not bothered about how much you make (or how little should I say, but you just want it gone). List the item for what you want or a little bit more. People favourite it and then send them all an offer for 50p/£1 less (you decide what the offer is) and I've sold two items straight away doing this. I wasn't bothered about how much I got because if it doesn't sell quick it's going to charity anyway and then I make nothing...so... win win for me 😁 
Anyway off to watch a film with DP we haven't stopped all weekend. Some downtime needed now ❤️

debtfreewannabe321

Oh and I got my NSD today Instead! Up to 12 just checked diary and bank lol....only three more before 24th to get my 15!