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Buying a little piece of Middle England; Manifesting my way to mortgage free.

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Comments

  • skint_spice
    skint_spice Posts: 13,747 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with the application!
    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,763

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20


  • Good luck with the application!
    Thanks @skint_spice 🥰
    Nothing ventured and all that... Dare I say it but work is going ok at the moment because the two worst students I have have either been suspended or gone AWOL 🫣 so I don't mind if I don't get through to interviews.
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • beanielou
    beanielou Posts: 99,826 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    POsitive vibes for job. Sounds perfect for you xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Coaching students sounds interesting, is it to help them get into the workplace ? hope you get the job🤞
    love 🐞
    Declutter 1352/ 2026
    £145.56 saved by growing and eating my own 2026
    books read 7 in 2026
    £230 🥳 funpot
    🐞change pot £52.53
  • daisy_1571
    daisy_1571 Posts: 2,996 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    And a day off a week will give you a temporary break so you can catch up with some you time and some house stuff.

    Good luck with the application,  those students will come back eventually,  or other similar ones so it would be lovely to be away from it for a while.

    Sorry about the tax allowance,  hadn't thought about dp not dh sorry 

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Morning dfw, fantastic news about DP, I am so pleased for you both. 
    And this job opportunity for you sound very interesting, fingers crossed you get an interview and can find out more!! 

  • Watty1
    Watty1 Posts: 8,258 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 3 December 2025 at 9:59AM
    New job sounds ideal for you. Keeping everything crossed.
    And great getting some physio. I'm a huge fan of a good physio!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Love it when the universe delivers. Your friend gets to practice, you get treatment. A win all round. Job sounds interesting. 
    Love 🐞
    Declutter 1352/ 2026
    £145.56 saved by growing and eating my own 2026
    books read 7 in 2026
    £230 🥳 funpot
    🐞change pot £52.53
  • So many positive's to make Christmas extra special and finish off the year..!
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