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Buying a little piece of Middle England; Manifesting my way to mortgage free.

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  • All I've done so far today is take DD to work (she drove herself and it wasn't as scary as I thought it would be hallelujah 🤣 it is the first time I've been brave enough to take her out on my own). Then I popped to Mr T, stood FoRevvvver in the queue it was so busy, got a top up shop (thought about abandoning it it was so busy) and then helped an elderly gentleman with his shopping into the car, he'd been in the queue in front of me and declined help getting stuff from his trolley onto the conveyor but accepted it the other side from the till lady. He was really struggling and quite frail looking. I said to her I'll see if I can find him when I left as he declined help from staff to help him to the car. He happened to be parked right next to me! So I got there same time as him as I walked quicker and only had a few items. So good deed done for the day helping him with the shopping into the car. 
    Came home to put It away and sat and watched a three part series on n3tflix. Got bored half way through though 😆🫣 so stopped to make DP some lunch as he'd been on a conference call all day. Tidied the kitchen afterwards and put a wash on and filled the DW. Loving the working DW 🤩 and it's way better than my last one as the cutlery bit is right at the top so no cutlery basket taking up half the space on the bottom! It's a great design. Anyway I've finished my three parter and am debating doing something as I'm already bored watching TV 🙈. Foot feels slightly better today and yesterday I wore some new insoles in my trainers 🤔 so I think it's helped. I might have to stock up on some new ones to keep swapping the old ones out whilst my foot heals. 🤔 Don't really want to be up on it today so will see if I can find something to do sat down. 


  • KajiKita
    KajiKita Posts: 8,622 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Embroidery?
    Reading?

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 64 books of target 52 in 2025, as @ 11th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita said:
    Embroidery?
    Reading?

    KK
    Catching up on here 😊 so I guess that counts as reading, although not any of the three books I currently have on the go 🙈😌.
  • skint_spice
    skint_spice Posts: 13,579 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You sound like you have done a great deal of thinking. Moan away on here, if people don’t like it they can skim or move on. I only avoid moaning sometimes because often people offer solutions and sometimes all you want to do is get it off your chest 😂
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Newstartforme
    Newstartforme Posts: 268 Forumite
    100 Posts Name Dropper
    Sorry you aren't feeling too good DFW , could be whatever bug you have is affecting your usual ability to just get on with whatever life throws at you . Really do hope you feel better soon . You will feel mentally better for having a clear out xx
  • greenbee
    greenbee Posts: 18,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Get the house done and use the space to have guests to stay (if you're getting a sofabed, and you have a spare room and DS's room, then it sounds as if you're good for a few house parties!). Make this the house where you do lots of entertaining - and you don't have to wait until it's finished, as long as you have somewhere for people to sit, can produce a meal or drinks, and there is somewhere for non-local guests to stay. That way you can fill the house with positive energy and good memories and enjoy the next few years rather than thinking about the emptiness.

    Looking back at my parents' visitors' book, once we left home they seemed to have people staying constantly It's only slowed down since my dad died, and all their friends are getting older and less able to travel (and my mum is also getting older and less able to cope with a houseful all the time). 
  • daisy_1571
    daisy_1571 Posts: 2,369 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sounds very productive and perhaps you are entering a new 'stage' of life ?

    We all go through ups and downs, if you just wanted a moan not ideas just ignore.  BUT you can moan all you want on here, its your diary and only needs to serve you.  

    I would encourage you not to be despondent about building your life round your children and them never being grateful  - I think its designed into lots of children to be selfish and see everything through their own prism and only think about things in regard to how it affects them with absolutely no regard to everyone around them.   It might be when they are 25, 40, when they have their own children,  grandchildren, or one day in their 80s when you are long gone, but one day they will look back and realise what was done for them, how unselfish a parent has been, how ungrateful they were at the time.  The only thing you can remind yourself is how you did what you did with best intentions, with the best resources you had available (physical or mental resources), you did it because you wanted to, you would do it again for them etc etc.  

    But its definitely time to start thinking more about you and dp.  How you want to live.  I doubt anyone here will think you mad for wanting to rightsize your house.  Sounds very sensible indeed.

    In the short term I would try to allocate functions to rooms to help you feel settled.  A room can have any function - craft room, library, music room, morning/afternoon/evening room if the sun hits a room at a particular time of day and its nice to sit in with a book and a cuppa, tv room, dining area for 2 people and separate one for larger groups, proper storage room with shelving and hangers so you can keep outdoor clothes Christmas stuff holiday stuff neatly and easily accessible so you have nothing in the attic, I've run out of ideas but you will have ideas for the things you, dp and dd do.  (Maybe make dd a suite so she has a livingroom as well as her bedroom so she isn't sitting on her bed in the evening.)  Get using every inch of your house and enjoy these next few years in your big house.

    Great idea to get some new furries.  Its always nice to be needed by something.   Maybe a dog not a good idea when you still have issues with walking.   Local rescues will have cats or other smalls looking for foster, permanent foster or proper adoption.   To help pick one that will be right for you maybe do some volunteering, we got ours after 3 months of a weekly shift cleaning out the cat pens, an old one eyed cat with a heart issue who'd lost her owner but who seemed to strike up a bond with me, we've had her 2 years now.  


    Hope things look better after a good night's sleep  :) 

    Dxxxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • greenbee
    greenbee Posts: 18,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I like Daisy's idea. When I was moving I wanted a library, a yoga room, and a sewing room. I've turned the smallest bedroom into a sort-of library (I have to use it as a recording studio for work as the acoustics in my office are rubbish). I haven't got the yoga or sewing rooms sorted yet, but I really should put more thought into it!
  • Aw thanks @skint_spice sometimes I do want advice and other times I do just want a moan 🤣 unsure what it is I want at the moment to be honest. I just know something has to change. 
    I've been feeling like I've been grieving all year, first for FLD then for my sister cutting me off and then for my son leaving and cutting contact. It's made me miserable as hell and I've often wondered what is the point in anything. But I do keep trying to get back up and get on with things ❤️
    Thanks @Newstartforme I've been sick four times since summer now. Just as I get over one thing I seem to catch another thing. DP did another tip run! I cleared out two cupboards on my own from the garage to the "let's just tip it, I've had enough" pile 🤣 and I brought one cupboard in. I still have two more cupboards out there 🫣 but I lost the light to carry on. I love a good clear out. Will have to carry that job on another day now as back to the rat race tomorrow and daily grind. 

    Potatoes are boiling for mash then we will have a nice shepherdless pie and just chill I think ☺️.
     
    Hopefully tomorrow will be easy. I know Tues has a trip involved and Thur will be hell again as per usual. It's turning out I don't mind the beginning of the week so I'm not dreading work all weekend any more. That's a positive 😃. But Thursday is too much on my feet so that's becoming a bit of a problem for my pain threshold. And once again like last year I dread Fridays. Suppose I can't win them all eh!
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