Buying a little piece of Middle England; Manifesting my way to mortgage free.

debtfreewannabe321

Thank you KK 🥰

Feel a bit more rested this evening and heart palpitations have stopped. 

I've put a claim in for missing cashback for £45. And I started my Christmas shopping clicking through from a cashback site to very and signing up for their credit agreement to get 20% off. I've bought the Xmas pjs, EDT for DS and DD, some other little bits that were in the sale, and I also bought DP a new phone. His old one is 6+ years old and is way past it's best. He's brand loyal so I've said no for ages 😬 as it was too expensive. However with a new model about to come out the older one isn't quite as much. Plus 20% off so seemed an ok price to me. 
I have almost enough in the Xmas account to pay for it. But with 12months interest free I'll not rush to pay it just yet. 
Feel more organised than I have done in ages with Xmas I usually leave it to the last month or so and then panic. 

beanielou

debtfreewannabe321 said:

beanielou said:

Can you not just chill?  You don’t need to be always doing xxx

I took myself off to bed for a nap instead. DP offered to iron the couple of bits needed and make dinner ⭐. 

He's a keeper 

debtfreewannabe321

Well my timetable was messed up so I've been swapped from a day I was looking forward to to doing maths and English GCSE all day. Qué Sera Sera I guess. Glad I didn't buy any new clothes for the day as it was practical and I needed PPE. 
Feeling better today, spoke to several people today and seems many of us were day napping over the weekend after last week (was very busy, noisy and overwhelming to be honest). 

debtfreewannabe321

First proper day at work done (last week was mostly induction) and I left an hour early as I had nothing to do. I guess I should do my write ups but I can't be bothered to be honest. I've a raging headache this afternoon and I am praying there's not a bug going round..I was good all summer and the min I start back at work I'm tired, not feeling well, nose running and headachy. Ugh.

Wasn't a nsd either spent a couple of quid earlier on a snack and drink. 
Might get changed and get some fresh air out in the garden seeing as though it's work time I'm sure I'll enjoy it even more 🙈😆 (this kind of makes up for the lunch that was halved the other day and overtime I already managed to get in last week helping people beyond my hours).

debtfreewannabe321

Afternoon all, done what paperwork I can for today (and backdated from last week). Not all students are on the system yet so a bit difficult to do it all.

I've been asked to be a mentor for a new starter so I said yes. Not sure I know the ins and outs of everything yet but I'm happy to ask questions to the right people if I don't know.

I had a fantastic group today and then found out after I was just covering. Meh. I always seem to be put with the difficult groups that are hard to handle and it's so draining. Today's group was actually learning subjects that I studied at degree level so I was loving being back in interesting subjects and classes where the students were engaged. Nevermind.

Dinner tonight is probably tofu with lots of leftover veg. Yesterday I made a yummy pear and apple crumble from fruit from the garden. Might make another as plenty more fruit left. I've been good and brought lunch to work but I have had the odd naughty hot drink and snack I've paid for at work over the last week. Really need to cut that out. 
.
No gym tonight, I was shattered yesterday and was soundo by 9:30 😒😂. Think I need another early night and I'll tackle the gym tomorrow when I'm rested enough. Don't want to get out of the habit of going just because I'm tired so I will force myself tomorrow and just take it easy whilst there. 

DD is getting low key bullied at school and I don't think she's realising it. So I've just had a word with her and given a short anecdotal story of a similar student I had last year where this happened and how it escalated slowly - so slowly the student wasn't even aware of it happening and was suffering anxiety and sadness because of how she was made to feel. Hopefully DD is aware now and will speak to tutors. I'm trying to let DD have autonomy over the situation herself because sadly she will encounter bullies again no doubt in her lifetime ...! 

KajiKita

You do realise that being asked to be a mentor and always getting the tough groups is a huge compliment, right? 😊 I call that an awesome! 🤩 
However, I do understand the drainingness too. I think you’ve passed your probation now? At your next review perhaps mention you appreciate the faith being put in you with being given the challenging groups, but you’d appreciate having a bit of balance with groups that are more interesting as well. You’ve nothing to lose by asking 😊🤷‍♀️

Awesome parenting on spotting the bullying of DD and empowering her to take action. I hope she feels she can now. 

Hugs for the tiredness. It’s a tough job you do and do well, I can imagine it is tiring. Hope you get a good night’s rest tonight.

KK

Watty1

echos what KK said.  Great work with DD.

debtfreewannabe321

Ah thanks @KajiKita 😀 my friend said the same about mentoring and also the timetable I keep getting. Several others have also wondered why I'm continually being put in the harder groups. Feels like I draw the short straw every time. I don't complain very much though if I'm honest. I try to make my life full of as much peace as I can and I can't be bothered making enemies at work over the best classes. I accidentally did that already when I was timetabled a day ( I've not done it yet it is a new one for this Friday) in an easy to park in building. They all fight for this one because most drive in. Ironically I'll probably walk as it's close to my house 🫣🤣.

Today I'm going to do a bit more tidying in the garden. DP did cut the grass the other day and it looked so much better for it. But I'll continue to pull out the dead bits - all the courgettes are done now I think. And try to reach them pears 15ft up in the sky 🤣. 

My catalogue order is out for delivery. Next month I will have enough to pay for the whole lot (already got most in savings). As it's buy now pay 12 months later I am tempted to put that into a savings account and pay next year. I keep promising not to use credit but when it's 0% I keep failing 🫣🤔. I may buy some Xmas paper and start wrapping so no body finds their gifts!

Yesterday 11.99 for spot-ify came out of my account. After an hour on a chat bot it turned out it was DS account. He must have reactivated a payment as it is the first one to come out in ages. I oddly messaged ex to ask him to ask DS seeing as though DS ignores me. He came back and said no it's not him..DD also said no and I don't use it. So wasted an hour to find out yes it is ds. I cancelled it going forward and I just hope he doesn't reinstate the DD. I didn't think to ask about that issue on the chat. If my card details are on his phone he can just use it anyway 🤔 wouldn't have minded too much but 1- he won't talk to me. 2- I'm really quite poor this month.

Right I have gym booked so I best get up and on. 

Watty1

Can I suggest you talk to your bank?    I know it is harsh but PPH did similar.  I actually ended up changing banks to solve PPH and no longer bank with first direct as they were so unhelpful but that was because PPH had run up an overdraft in my name.  Not suggesting for one min DS will do this but get the banks input to stop that.    I know it will be a faff but it might save a repeated hour sorting it out if it happens again.

(Feel free to ignore, my experiences with PPH make me sensitive around some issues).

Bargainhunter30

You could also cancel your card, report it as lost, so he won't have your new card details stored on his phone. He would have to add your bank account number and sort code manually to set up a new DD without your card details, right?

If he won't talk to you then I wouldn't be paying for anything for him. He's almost an adult, he needs to learn about appropriate conversation.