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Buying a little piece of Middle England; Manifesting my way to mortgage free.

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  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,444 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm up to I reckon around just over half the ceiling stripped now.  DP did the painting so one coat on everything after the mist coat. We went neutral so did natural hessian on the walls and white on ceiling. I was going to keep it all white for ease and quickness but it was too stark so I went warm neutral instead..it looks nice after the first coat. 

    We stopped just after 8, trying to pace ourselves instead of burn out like we always do in diy jobs (remember me up a ladder at nearly midnight on new years eve? Wearing a wallpaper veil 🤣).

    We'll get back to it tomorrow. I intend to do the second coat on all the walls and ceiling and I wanthalf the remaining wallpaper off (Sunday will be about getting the rest off and clean up the glue ready for wallpaper again when we've filled all the gaps). DP will be working on the plumbing tomorrow. They are coming in next week to lay the floor and put skirting on and finish electrics already! By next weekend I think they will be totally done! Yay! 

    Kitchen and new sofa turn up next week. DP is off for a week on Thursday. A couple more weeks and I think we'll be most of the way there and have normality back to our household 🤩 I am looking towards the end point now to keep me motivated. 

    Oh and we got Chinese. We spent more than we should have because I was naughty but we have enough left for lunch tomorrow 🤭 it was so much easier to just crack on and DIY rather than clean up after dinner! 

    I hope to be back tomorrow evening with an update of all the above jobs done, and hopefully most of the plumbing work on DP end 😁🤞🏻.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • daisy_1571
    daisy_1571 Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Is it worth looking into one of those pass in a week places? Even if it was elsewhere in the country it might be cheaper and quicker to take a holiday cottage or caravan and she/you can stay while she does the course compared to lessons and trying to not get too confident a driver if shes practising for over a year waiting on the test?

    Ooo @daisy_1571 imagine if I got a holiday as well as DD passing her test I love this idea the most 🤣
    Win win :)
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,444 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning! I'm up! 
    Caffeeined (that's a word now I'm ignoring the red squiggle) up to the eyeballs and ready to strip wallpaper off the ceiling.
    I need to drop dd off so I'm going to go and prep lunch and snacks and dinner for later (quiche, new pots, and green beans nice and quick) and get It all ready to just switch on when hungry. And then drop her and come home and start..... I can do this! (Have knee support on as it's hurting again after two days of being ok 🙈).
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Bananabreadyum
    Bananabreadyum Posts: 31 Forumite
    10 Posts Photogenic
    Good idea to get all the food ready for the day. But do be careful with that knee!! You need a support to restrict twisting your knee. I hope the rest come off easily 🤞🤞🤞
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,444 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    DP had the good idea of doing all the messy jobs now so I am doing all the stripping first. Nearly there and the steamer cut out! It doesn't look that big and area on the pic 😬 but it is 4x4m at widest points and it's coming off so slowly in layers, first paint then vinyl top of wallpaper then underlay ugh 😫 hate these jobs so actually glad I am doing it all now. Will sugar soap today too ready for fixing holes and papering asap. Thing is I have to down tools the minute the builders are in so I'm not in the way and doing just evenings and weekends is slow going! 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,444 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    We've painted everything in the extension floor to ceiling twice over 😁 I've stopped to put the dinner on and sit down. My god I'm tired. 
    DP is finishing off filling some of the areas that were channeled for new electrics. Tomorrow will have to be cleaning the ceiling now and finishing filling some more holes in ceiling and elsewhere. Unless we get a second wind which I doubt. 🤣 I'm already thinking about snacks and bath and movie 🍿 so doubt I'll bother with any more. 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Bananabreadyum
    Bananabreadyum Posts: 31 Forumite
    10 Posts Photogenic
    Please stop!! 
    Definitely take a bath it will help your knee! 🤞 and a movie sounds good. 
  • KajiKita
    KajiKita Posts: 7,788 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    You’re doing incredibly well and sound like you are on track to finish tomorrow which I am guessing is your deadline?

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 42 books of target 52 in 2025, as @ 9th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,444 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Please stop!! 
    Definitely take a bath it will help your knee! 🤞 and a movie sounds good. 
    I wanted a bath then saw the state of the bath (had washed all the paint stuff up in it) and opted for a shower and cleaned the bath whilst showering 😂
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • KajiKita said:
    You’re doing incredibly well and sound like you are on track to finish tomorrow which I am guessing is your deadline?

    KK
    We did way better than we thought we'd do! The extension is finished from our end once they've done the underlay, under floor heating and laminate they do the skirting and it's hand over time and we can just clean it and move in. 
    We've been umming and ahhing over the ceiling in the kitchen. It's original lime plaster and is good in most places so we were going to wallpaper over the top because it was in keeping with the rest of the house - however it's not in keeping with the brand new extension 🤔 so we kind of stilted our progress unsure what to do. We left it and stopped for the day and this morning DP has said let's skim it ourselves and keep it plain like the rest of the room (the extension) so we need to fill the gaps and skim it. We did message the plasterer who said he'd be glad to come back and do more work but I think we've spent enough in all honesty and I have a good technique for skimming now which I'm going to show DP and let him do it 😂.

    I was in agony all night and barely slept but I'm going to get up and get my DIY clothes on and go and tidy the ceiling ready for skimming anyway. 
    We don't have to be done with all of this by next week  but if we aren't then we will be doing messy jobs over the new laminate which I don't want. So I felt it best to get painting and other messy bits done and dusted (excuse the pun). 

    If it's not done we will have to just cover very well. The old kitchen right next to the new kitchen (on the right in the pic I shared) has a dodgy concrete floor with massive holes all over it (for plumbing) so that needs to somehow be covered enough as we won't be finished in there until new kitchen is in- we can't remove old kitchen without a new working one- so we will have to contain the dust somehow...I am actually thinking of putting up some plastic sheets floor to ceiling and having to walk through a gap in them to separate the two areas 😂.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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