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Buying a little piece of Middle England; Manifesting my way to mortgage free.

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  • dawnybabes
    dawnybabes Posts: 3,371 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Make sure you’ve logged the injury somewhere - 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • t4mof
    t4mof Posts: 266 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    What a day! Welcome to Friday evening.
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
  • Idreamofplants
    Idreamofplants Posts: 131 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Gosh I have so much respect for you and anyone else that works in secondary schools. Hope the weekend is a good break from it all. 
    Mortgage at largest £280050 with MF date 2038 - current in the £160s whoop whoop
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    What a nightmare! 
    Way, way to many warning signs, safeguarding really need to step up and get him out immediately before someone really gets hurt badly.
    Have you considered reporting to ofsted? The college is letting everyone down staff and other children.
    I do hope your leg is not too bad, did you mage a note of it  / log it?

    Here's to the weekend xx
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  • CrazyBee787
    CrazyBee787 Posts: 969 Forumite
    500 Posts Name Dropper Photogenic
    It sounds like one ring leader that is causing the problems get rid of him and everyone can get on, why carry on in that fashion it makes no sense, there must be some reason to keep him in. Anyhow be pround of your achievments you must be doing something right with all the positive praise. Do cast your eye for other jobs if you so choose, but also it is good to finds ways to make it work. I hope your foot is not too bad. Have a super weekendXX
  • KajiKita
    KajiKita Posts: 7,788 Forumite
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    Agree with all the comments about logging that injury. I also agree that one Friday lad is a ring leader and it also sounds to me like he is losing the rest of his group - get him out and I think things would be much more civilised. It’s good that the Tuesday boy is being dealt with as well but all of this needs accelerating - as Flowerpot said it’s about safe guarding for tutors, support staff as well as other students. I would formally document what you are seeing and present it to senior staff and say that you think the team need support. 

    Shame about the arch. Will you try and rescue the plants on it? If you cut them back hard (to a foot or so) they should be recoverable. The summer house is taking rather a dramatic exit! 😉 Is it possible for summer houses to flounce ….? 🤔😂

    I hope this weekend is restorative for you. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 42 books of target 52 in 2025, as @ 9th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Morning all, didn't sleep so well last night. So am particularly tired today. Good job I don't have much planned. DP has gone down already to get started on the bookcases he is building. I need to do some yoga, my bad hip is getting to the point of needing a chiro appointment again and I can do without that expense right now. And he will just tell me off for being lazy and not fixing it before it got too bad with some yoga :lol: (I appreciate the telling off FYI because he's right I can stop it getting worse if I stretch it out well enough and that is free!) 
    DD has already left the house she goes to the library with her friend on a Saturday (new thing since going back after Christmas but I am grateful that she is so easy and I never have to tell her off for not studying). DS still asleep. I will leave him to it.

    Re work, I agree I am going to log it as it is sore today and it feels like it almost got to the point of my calf muscle tearing she shoved it that hard. She is safeguarded to such a high level though nothing will be done at all. I can guarantee that. I have raised concerns before about 'but who safeguards us'? to be met with blank faces like they hadn't even considered it. WTH?

    Anyway moving on because I refuse to give it more brain space:
    Things I was grateful for this week at work:
    Monday was okay as my learner was polite even when struggling with health issues and getting frustrated. 
    Tuesday the learner I have a one to one with is polite, engaging and very sweet. She is always a pleasure to have and reminds me of my DD. 
    Thursday the entire group are kind to me and polite and say nice things all day long about the help I give them and they love having me even though the day is filled with GCSE subjects. 
    Friday there was a glimmer of niceness throughout the day from a lovely young man with autism, he played a game of chess with me to end the day (I let him take my queen in the first few minutes though as we only had 17 minutes of the day left and I wanted it done and packed away on time :lol: ) he's also kind and holds the door open for me and we had a lovely time in the kitchen in the morning together (whilst I was ignoring the other student's rudeness). The two girls in there are lovely too. You'd probably be scared to look at them in the street with all the heavy metal stuff they wear and tattoos and piercings, but they're kind and considerate and give me looks of- it's not you it's him as and when needed throughout the day which I appreciate more than anything :lol: 

    So there were positives. And I also got all paperwork done aside from the extra bits in paid time. 
    I have worked out from speaking to some of the staff who've been there so long they are considered part of the furniture...that I have totally got unlucky with the timetabling. I have the students worst days all week. SO I get all the GCSE resits - and NONE of them want to be there, the nice students included. So I can sort of see why I also get unlucky on the behaviour front. Many of the staff have asked not to do the GCSEs though because they can't do the work themselves....and then I saw why I was put in with them on those days. I can do it. 🙄 still not sure it's fair but I heard some horror stories of staff having to stand in one place for 7 hours because of no seating in cold workshops and students barely needing help with things, so boring on top of that, and I suddenly became grateful for warm cozy classrooms with seats where I get to drift off if I fancy it and get paid to do so :lol: 

    I need to find grocery money as we have none left thanks to me messing up the budget thinking money had already been collected for the tv unit, and it hadn't so we then spent more in big orange DIY shop....yikes. Totally my fault so can't blame not having enough on this. I think DP said he has some pocket money left so we will pool all those little bits on the accounts together and make a frugal meal plan for the week. I foresee lots of chickpea curry and JPs :lol: 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • KajiKita said:
    Agree with all the comments about logging that injury. I also agree that one Friday lad is a ring leader and it also sounds to me like he is losing the rest of his group - get him out and I think things would be much more civilised. It’s good that the Tuesday boy is being dealt with as well but all of this needs accelerating - as Flowerpot said it’s about safe guarding for tutors, support staff as well as other students. I would formally document what you are seeing and present it to senior staff and say that you think the team need support. 

    Shame about the arch. Will you try and rescue the plants on it? If you cut them back hard (to a foot or so) they should be recoverable. The summer house is taking rather a dramatic exit! 😉 Is it possible for summer houses to flounce ….? 🤔😂

    I hope this weekend is restorative for you. 

    KK
    I formally document every time but nothing seems to be done. I am going to ask if I can document it somewhere that it is seen.

    The arch, I will cut it down and compost or green bin the greenery - it is clematis so it will grow back. Just a shame as that kind of hid the dodgy summer house which looks even more dodgy without a roof :lol: we're not in the slightest bit upset by that happening though as it was due to come down so I am grateful it was that that took a beating rather than one of the sheds we use or the garage! 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Oh and one more update before I go off to exercise- DP is getting a bonus! He wasn't sure he'd be entitled because he wasn't in the business when they had been agreed but his boss has said yes he will. So I think April time it should be here...we are going to use some for a well deserved holiday! Maybe abroad, maybe not we haven't priced anything up yet. It should be around £4k but then after tax.......£2880 (according to a calculator I found). So another month's salary really. 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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