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Buying a little piece of Middle England; Manifesting my way to mortgage free.
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Had a good clearing session in the garden. Foot has stopped throbbing but super swollen. Hopefully it will go down by Monday 🙈
DP drilled through a power cable and we were thrown into darkness for a while. All sorted now and mess hoovered up (where wall had to be channeled out and wire fixed 🙈 so typical right after I'd hoovered whole house too.
DS has gone out with his GF and dinner is in the oven.
Every time we do a job we think of at least one thing we need to purchase to fix/ finish the job. So even clearing the garden we were like we need a skip ...or wood chipper.....or we will be clearing the garden waste for six months if we have to squeeze it all in the green bin once every two weeks. It's looking a lot clearer out there now though and the garden feels bigger in certain areas thanks for a good cut back.
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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@debtfreewannabe321 - incinerator
Although I was lucky and my gardener/handyman has a chipper and dealt with the shrubs I had taken out (with a mini-digger - they were car park planting, cut with a flail for years). We do have a bit of 'dead hedge' as a result of the largest roots and some branches at the back as a wildlife resource, but we had bags and bags of shredded wood. They've been slowly added to the compost, as well as used on the soggy area by the compost (which is in much better condition and drier as a result), and used to make paths in the veg patch (on top of cardboard). It might be worth hiring one for a couple of days (and buying some epsom salts for the bath at the same time!)
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I've glued the ouchy bit that got sliced on my toe back together with some manuka honey. That worked well before when my DS2 stood on glass that went through his trainers out and about on a dog walk a few years ago. It healed really quickly and the injury on my foot looks similar (it's gone black and blue now as well as red 😂🙈).
I've ordered a wood chipper! I got some cash back - £12.50. and it was £150 more than the skip. And £175 more than one day hire of a wood chipper locally. So I felt it was better to just have it to use whenever we want. We have two dead trees to chop up as well as a tonne of bushes and have a very large and established pear and apple tree to prune yet. So I'm hoping it will be worthwhile. We can use the woodchip for mulching or paths I'm making or bottoms of raised beds (I'm assuming?) so I'm quite looking forward to getting it 😁 seems better than skipping it all tomorrow me.
Tomorrow's jobs are to try and build another compost heap and I will pile the woodchip into there for now until we want to use it. I think we have enough pallets lying around to make another compost heap.
DP has gone to collect the wood chipper from b & q as we just had a message t say it's ready. Hopefully he makes it before they shut at 8!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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greenbee said:@debtfreewannabe321 - incinerator
Although I was lucky and my gardener/handyman has a chipper and dealt with the shrubs I had taken out (with a mini-digger - they were car park planting, cut with a flail for years). We do have a bit of 'dead hedge' as a result of the largest roots and some branches at the back as a wildlife resource, but we had bags and bags of shredded wood. They've been slowly added to the compost, as well as used on the soggy area by the compost (which is in much better condition and drier as a result), and used to make paths in the veg patch (on top of cardboard). It might be worth hiring one for a couple of days (and buying some epsom salts for the bath at the same time!)
Great ideas with the woodchip...I am going to have a tonne of it. I will see if I can get a picture of all the bits we need to chop up now....when its light again tomorrow 😁MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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If you have any old builders' bags, my woodchip has composted nicely in those - enough to be useable as mulch/mixed into the compost. I also use builders' bags for my leaf mould (again, mixed into compost). I had a lot of commercial compost (pretty rubbish) delivered earlier this year, so have a lot of bags and they've been really useful for expanding my composting facilities. I have a hotbin for food waste, but quite a bit of garden stuff goes through it too.1
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I've got an electric shredder from when we moved here. It works better with slightly weathered wood but it does a great job of reducing shrubs down to manageable bits.
ouch on the toe, sounds much worse than mine. Stubbed my little one on some wood while trying not to stand on the kitten!My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
Steri strips! So good for sticking back bits of skin together!
Unless it's a very big cut 😳♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
~FlowerPot~ said:Steri strips! So good for sticking back bits of skin together!
Unless it's a very big cut 😳
I ended up hurting my hand today to add to that. Clumsy should be my middle name 🤦🏻♀️MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Today's job!
The wood chipper was worth every penny!
Most of the chipping was used in the compost but some of it we put around newly planted fruit bushes and trees.
Exhausted now.
The rain started the minute we stopped, how was that for timing eh. And it hasn't stopped pouring since then!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
1 -
before! It was 4 foot high!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
3
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