Freedom and Independence.

BudgetingBelinda

Aubergine contributed eventually! Now skimming through until the end of the month with good meal planning and 3 NSD so far this week 💪🏼. Course to complete this Fri and Sat which I’m looking forward to but also means less house productivity this weekend, will soley focus on chills where possible and just the basics. Got a leaking tap to sort on payday. Car is also being a bit iffy but hopefully that holds out for a while. I need to get debt free by Dec 1st! On track if all goes to plan! 💯🎉

BudgetingBelinda

CPD course yesterday and today, on the back of a very busy week. Caved and had a takeaway last night 🙄😆, had some for breakfast, and leftovers will be dinner! I loved it 🎉 went back and forth about getting one but was so late after the course etc I had no choice? That’s what I told myself. Washing is doing, floors and dog walk to do, might do the mopping while my camera is off on my online course? Multitasking 🤩 & looking forward to as much of a chill and productive day as humanly possible. Batch cooking for the week tomorrow. Only doing the minimum this weekend. Shopping done and ready for last week before half term chills, fun and hopefully more productivity 🎉 then one more standard payment to DMP and if calculations stay as predicted a lesser last final payment to DMP in December! 💪🏼💯❤️🙌🏼🎉

Sarahwithlove

Great news about the dmp! Sometimes a takeaway is needed and having it for additional meals means you are getting value for money. 

BudgetingBelinda

Sarahwithlove said:

Great news about the dmp! Sometimes a takeaway is needed and having it for additional meals means you are getting value for money. 

I so appreciate the validation! 💪🏼 thank you @Sarahwithlove! Thank you for your support! Here’s to better future us’ with debt in the rearview and contentment and prosperity in the future 🤩

Sarahwithlove

Yes. What will be your new focus for a new year debt free? 

BudgetingBelinda

Sarahwithlove said:

Yes. What will be your new focus for a new year debt free? 

I think I’d love a holiday! However I need an emergency fund first! Bathroom needs re-doing and car needs repairs always or I need a new one. I think emergency fund, savings and holiday is the plan until car/bathroom says otherwise! What about you? @Sarahwithlove

BudgetingBelinda

All washing done, batch cook done, beds cleaned, floors cleaned, dog walked, bathed and clipped! Exciting Sunday of tv and chilling now 🤗🎉❤️

Sarahwithlove

That sounds like a good plan. 

I'd love a holiday next year but think it might end up being the year after. They are so expensive. 

Due to my weight loss injections my credit card debt free date will be pushed back to end of 2025 I think. But I'm trying to find a good balance between living and repaying debt. Loan to my dad will just tick along as repayment arrangement works well for us both 

BudgetingBelinda

Sarahwithlove said:

That sounds like a good plan. 

I'd love a holiday next year but think it might end up being the year after. They are so expensive. 

Due to my weight loss injections my credit card debt free date will be pushed back to end of 2025 I think. But I'm trying to find a good balance between living and repaying debt. Loan to my dad will just tick along as repayment arrangement works well for us both 

Definitely sounds like a good plan to have a good balance! Hope you tick along well and get soon to the debt freedom. 🎉💪🏼💯

BudgetingBelinda

Feeling chilly here and trying not to put the heating on! So nice to get home
after a long day with a delicious bolognaise ready to be reheated. Only three more days of work
and two weeks off! Will contemplate my to do list over the break, most big jobs seem to have been done so just those little bits here and there I think. Office-y area needs attention and I’d love to do some garden and reading and more sorting. Just excited to have down time and see what happens without the usual massive to do list!