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Watty's Awakening
Comments
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Do you ever get used to the plane noise @greenbee? We were at the viewing area for the home of those planes at half-term, and boy was it loud. We were in the area to visit that old pit, and discovered we were in the area of the viewing point by looking at an old-fashioned paper map! We were lucky as there was plenty of activity - plus we got taken under the wing of some 'spotters' who had the radio connection for the base, so we knew what was coming in to land (and then take off again, I think they were practising, or they just like deploying the after burners to show off 🤣)
@Watty1 great news on the PP decision 😁All your hard-work, preparation and planning is beginning to pay off - well done for persevering. That's an awful lot of 'P's' in one sentence - sorry!
Greying X
GC November 2026 £46.10/£143.00 (MrT £16.23/£58, MrS £20/£60, cash £9.87/£22)
"Low-Vember", credit: @Blackcats
Non-food spend November 2026 £13.34/£80
Bulk Fund 2026 Month 11/12 - £0/£20.40 (reducing balance - start £120)4 -
When the windows are open in the summer I have been known to duck will on video calls @Greying_Pilgrim 😂 But apparently it’s even worse for pilots, and Northrup Grumman have tried and failed for years to solve the issue. Ironically they are stealth fighters!
4 -
Woo, great news on the planning! That's reason to celebrate.
And the fact it's the 6th…hopefully no fireworks for you tonight. They didn't stop here until almost 11 😒.
Emergency Fund -£1000
Grocery Spends -Oct £408/500. Nov £211.32/500
Debts- CC 316, CC 3058.17, Kitchen loan 38574 -
Thank you all so much (too many to name but I really appreciate your good wishes). Planning should make a difference to the value which is why I went for it.
For those of you wondering about how this involves PPH - he thought I might sell the land for a housing estate and so wanted a chunk of the value. Early in negotiations I agreed as it seemed "fair" but "unlikely".After all I had been told by the council and planning consultants I stood no chance of getting planning permission. Later I realised he was far from fair but I digress.
When I got the court order what I should have done is taken a break but everyone around me was saying just settle with him and get it done so I signed the paperwork.
At that point I should really have told him where to shove it after so many years of pain as I had been told no court would expect me to sign. But - and it is something I often beat myself up for - I paid the market price for the house and signed the !!! paperwork meaning if there is any development on the field he gets a % of the uplift in price.
Because of the agreement I cannot sell without him knowing and the property will be hard to sell with it in place so I am going to have to negotiate a deal with him. Or stay here until 2031 when it expires as he cannot claim money off me until I sell.
Geesh I hate that man. And I am cross with myself for getting into this mess. It is a complicated bit of property law which only my farming pal had ever heard of.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!7 -
In other news we survived the 5th so hopefully only Fri Sat and Sun to go. The horses were very good, there were 3 displays they could hear but were some way off and only one of them was startled and apparently that was not serious. I say apparently because we have realised that if I jump the horses do so VNM takes over on the yard watching and feeding and offering treats for good behaviour as he is calm and that seems to help the horses more than me getting jumpy with the bangs.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
I’d be inclined not to approach him and just stay until 2031 when it expires
It’s only 4 years away and would give me much more satisfaction 😬
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0007 -
If the Planning Permission will still be valid in 2031, could you wait till then? I agree with @MFWannabe, it could pay off in the longer term though obviously four years is four years.
So good to hear the horses were okay last night.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
If you do approach him to settle, don't forget that a) the PP expires after 3 years, (so waiting until 2031 to sell would mean you will incur a second set of charges) and b) your investment in obtaining the PP all counts as expenses to be taken into account before any residual value/profit margin is discussed re a settlement amount.
I'm not sure I took in what you mean about paying market rate when you bought him out - were you saying the uplift in value of the house will be less?
I think you need to also consider tracking everything you have spent on maintaining and improving the whole property, so that those expenses are also all deducted before any settlement is reached. My Dad did that when my uncle and family moved away to a second house but they retained a share of the big family house (with my grandparents as the two young couples couldn't afford to buy on their own). No bad feeling. He just had to deduct what he had spent on maintenance and improvements and divide it all up appropriately against the capital realisation when it was sold.
Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here8 -
I'm not keen to wait 4 years. If I have to, then I will actually do the build and move in. Suffolklass raises some very good points as I've only included in my spreadsheet that I spent getting the PP but also spending on repairing fencing, re-roofing the stables and so on would all come into play. What a good thought! And if I build well, I'll on paper make a loss as planning consultant suggested I charge him for my time!!
I always knew PPH would raise his grubby fingers at some point.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!8 -
As I understand it, you only need to make a start on a build within the 3 years, and inform planning/building control that you have started, for the permission to still be valid. So a few trenches for footings or some sort of minor visible start, would allow you to get to 2031 without having to re-apply. You can be as slow as you like when building.
Another option you might want to check with your architect, is to apply for a minor change (a non-material amendment) within your existing permission. That MAY reset the clock, but I'm not absolutely sure on that one.
Some people living in our street for the past 4 years are rebuilding a property around the corner and their permission lapsed, but by making an amendment to it I don't think think they had to go down the full permission route again. I'll try and see if I can find their stuff online. ETA Scrap that, they applied again in full as they made a lot of changes, and it was several months later. The minor amendment thing might work though.
Make £2026 in 2026
Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77, Zopa CB £30, Misc £10.11,
Total £629.02 31%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410 70%Make £2023 in 2023 Total: £2606.33 128.8%7
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