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Watty's Awakening
Comments
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Oh that’s what that post was … 🤔 I did wonder as it was a ‘name’ I’ve never encountered on Watty’s thread before …
KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
They posted on my thread two. I guess they searched for anyone mentioning bats…
4 -
Cheeky turfs! 🙄
KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Batty one might say...
5 -
You're not a bad patient, if something's not adding to your life then sack it off. Inappropriate practice ain't the boss of you, and just cos you're asking for help, doesn't mean you're helpless. Maybe ask successful self-made businesswoman Watty to do the researching and charting mental health options, then vulnerable feeling Watty can join in when she feels like it. Make sure having a nice time and enjoying nice things Watty gets a major say too!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael16 -
just cos you're asking for help, doesn't mean you're helpless
Wow pip, thats a showstopper right there. I had to read that twice. Fabulous
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'11 -
@PennysintoPounds that is a fabulous post. And - wow - just fabulous Thank you
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!8 -
Private counselling session yesterday. Am going to stick with her as I like her and I think it will help. More unravelling of the past and I can start to see some connections.
The mental health assessment I did on the phone just have Christmas have now sent a letter to GP saying severe PTSD and recommending onward action so I am going to suggest at my next telephone call with the mental health practitioner that an AI app is not really going to cut it and that I have now read the NICE guidelines and understand I can be referred for 12 sessions of EMDR so we will need to look at that.
My experience with my GP surgery is that they do not read letters so I will just push that forwards and see where that goes.
Note that capable Watty stepped in there (thank you Pip) and did the research and Daisy had mentioned EMDR being helpful before and I had read up on it then.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!14 -
TThat's wonderful you got on with counsellor, all sounding good
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'5 -
So glad the counselling is working for you.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.4
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