📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Watty's Awakening

Options
1293294295297299

Comments

  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad WD is feeling better but ..............
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Watty1
    Watty1 Posts: 6,850 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks @KajiKita   

    Yesterday popped to a garden centre and purchased a few plants to fill in some gaps then to aldi as it was close by.  Had forgotten list so just purchased cider for the VNM, a couple of bottles of cheap fizz and a lot of fish for the freezer.  Avoided the middle aisle.  Considering that a win :)

    Took one bottle of fizz to a party yesterday evening. Nice,  Pizza and home made samosas outside in a garden with lovely people.   Only stayed a few hours, although I expect they all partied until the early hours.  I'm reluctant to leave WattyDog too long at the moment.  (WattyDog clearly was feeling better, was left unsupervised while I hung the washing out yesterday, as I opened the door to come in, he chased the cat and put any recovery back days.  Lesson learnt - he must go in crate EVERY time he is unsupervised).
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 7,741 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 10 August at 10:47AM
    Oh Watty-Dog … <said with hands on hips and a deep sigh> 😉
    He’s proving to be a challenging patient isn’t he … 🤷‍♀️😊❤️

    Glad you had a nice evening and good swerve on the middle aisle! 👏

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • 😂 at wattydog. I bought rugs for our laminated floor when fld was getting older he was slip slidey all over the place and it really helped him remain upright. I'm glad wattydog is feeling better 🥰.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.