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Watty's Awakening
Comments
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I think that might have been me! 😊🤩 Glad if I was helpful 😊Watty1 said:Whilst I mull that over, a pair of curtains have arrived. I can't believe how quick given they had to be made to measure for the window and I only ordered them a few days ago (the other pair have not arrived yet). They are fabulous! Thank you to whoever suggested Terrys a while ago. They are really so well made and look gorgeous! (Black Friday saving, discount and cash back as well!) Really pleased.
KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 20 books of target 52 in 2026 as @ 7th March.
Produce tracker: £51 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I think as long as you can get a contract outlining the work and pay him you would be legally covered. However you need to feel comfortable.DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
It took me so long to order because I wanted to be sure of what I wanted. It was a great suggestion, that had been filed away (I so love this forum).KajiKita said:
I think that might have been me! 😊🤩 Glad if I was helpful 😊Watty1 said:Whilst I mull that over, a pair of curtains have arrived. I can't believe how quick given they had to be made to measure for the window and I only ordered them a few days ago (the other pair have not arrived yet). They are fabulous! Thank you to whoever suggested Terrys a while ago. They are really so well made and look gorgeous! (Black Friday saving, discount and cash back as well!) Really pleased.
KK
Have made a mess of planning today. My intention was to go to a fabric shop for inspiration for downstairs, it is a posh shop suggested by my sister. I think I know what I am after but I'm not quite sure so I thought inspirational window shopping might be a plan, but, i then said I would have breakfast with a friend who recently had to have her horse put to sleep and I know she needs the support.
Then realised I had agreed to coffee with two other friends and a trip to a Christmas market. Eeek...the fabric shop will need to wait another week (although I did order some samples from Terrys) and if we do breakfast early enough then I can skip the coffee and meet the friends at the Christmas market. The VNM has put Christmas lights up for me on the stables - he bought them as my last ones broke last year (they get battered in the wind) and these ones are longer and fabulous. I can see them from the kitchen window and they then go around the side of the yard and the haybarn. Love them. I love the lights and the "feel" of Christmas, the celebration of the end of the year and the coming back of the light as we move into another year.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
Our cats loved the roofers and the scaffolding, it was just one giant cat tree!greenbee said:My cats loved the roofers
One of the roofers commented that he shared his lunch with our cat Taz - we saw her one day stalking him whilst he sat in his van eating lunch. She climbed up his bonnet, stood on his windscreen wipers and stared and when that didn't work went round the side to stand on his wing mirror and glared at him until he wound the window down and shared his salmon salad 🤣
The dogs on the other hand have trained the Evri courier driver to throw their frisbee for them 🤷🏼♀️9 -
I love the sound of your animals. Great work on all fronts.CCW007 said:greenbee said:My cats loved the roofers
One of the roofers commented that he shared his lunch with our cat Taz - we saw her one day stalking him whilst he sat in his van eating lunch. She climbed up his bonnet, stood on his windscreen wipers and stared and when that didn't work went round the side to stand on his wing mirror and glared at him until he wound the window down and shared his salmon salad 🤣
The dogs on the other hand have trained the Evri courier driver to throw their frisbee for them 🤷🏼♀️Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Home after a breakfast date with the VNM to find an email from another friend to let me know a shared friend had died (she emailed a few of us so we did not hear it as gossip on the grapevine). Seems she just stepped out into the road, looked the wrong way (she was away in the US) and was hit by car. Thankfully died instantly. I last saw her at an event last month. I am shaken by the news and reminded that tomorrow is never promised.
Trying to sort out course material for this weeks session but feel somewhat discombobulated since hearing about G.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!13 -
I'm so sorry Watty, how awful and what a shock.
If course material can plausibly wait then have a cosy evening full of the nice things and counting blessings xhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Sorry to hear about your friend watty xxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4
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What sad news.
Make £2026 in 2026
Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
Total £217.32 10.7%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%4 -
I'm so sorry to read that WattyMy mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo4
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