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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Frump to Fab 2024

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  • Although I want to improve my self and my life this year, I don't want to lose any weight as I am actually underweight for my height. I eat loads and just can't seem to put any on. I am trying to get fitter and build muscle. It just doesn't seem to happen. I am going to try more protein and a lot less sugar.  I normally exercise a lot, but after breaking my wrist it slowed down a lot, and now with this horrible covid still making us both feel bad, I have zero chance of exercising. 
    I think the thing we all need to remember is its not just about exercising by getting the steps in, which will help of course, and I try and aim for a minimum of 10000 a day....when I'm not ill.....lol.    But we need to do the right things to ensure  a healthy old age. Remember its not the years in our life, but the life in our years.   So with that in mind, I am going to be increasing my workouts with weights, as soon as I am feeling better. Also more pilates, yoga and dance classes online. I follow a brilliant lady on FB that does all sorts of stuff and its aimed at people of our age group. 
    I'm also going to get out & about more and learn more new things. 
    I signed up to some free courses on the OU and there are some great ones to choose from, you should take a look. 
    Travelling is big on our agenda for this year as well. I read a thing the other day that said try and go to a new place every month. Not sure if that will work, but will give it a try. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £950/£3000
    .

    Studies/surveys  December £75.87

    Decluttering items 1395/
    2025
    Books read    22
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Day off work today so managed a few bits.
    1) Tinted my eyebrows- this makes a massive difference. They've gotten paler the last few years and between that and glasses my features can fade into the background.
    2) Blow dried my hair- this adds volume. I've always had fine straight hair but its definitely thinning with perimenopause. I got it cut to a bob and properly blow drying does make it look better- I have a style instead of just hair.
    3) Painted my nails- quick pick me up. When I was a student I painted my nails all sorts of colours. I've gotten into a rut of mot bothering as I can't wear colour at work but I have a whole shelf of polish doing nothing. Fingernails are clear with a strengthening polish and toes are dark red :)
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
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