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misstara's debt diary 2024
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Sorry to hear your OH is unwell but glad he's home.Debt Free - 4th June 20251
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Sorry to read this.Hope things improve soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Sorry your OH has been ill hope things are improving, take care1
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de-lurking to say hope your OH is better soon.
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Sorry to hear about DH, that’s what your rainy day fund is for.Sealed pot challenge 822
Jan - £176.66 :j0 -
Sorry to read your OH has been unwell. Look after yourself as well Dawny ✨Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p10 -
Thanks all
He's definitely on the mend but still needing a lot of help so I'm glad I'm off on annual leave next week so I can keep an eye on him a bit longer. He's got an appointment with the specialist nurse on Monday as well which is good.
Popped out to the shop earlier and spent £5.84 on bread, butter and diluting juice. Not a shop I usually frequent as it's a tiny expensive corner shop but didn't want to leave OH for too long. I've also spent £189.95 on a dehumidifier which is something I've been meaning to buy for ages, money came from the home fund.
YNAB all up-to-date and not as bad as I feared
Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.990 -
Pleased your OH is on the mend. Hopefully he will improve even more during your leave - and also hope you get to relax a little. Worrying about those we love is unavoidable but can be very draining.
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Thanks Boodedoo
Unfortunately he was re-admitted to hospital early Saturday morning as he had gotten worse again but will hopefully be discharged today or tomorrow. Very glad that I'm off on annual leave this week as it means I can just focus on OH.
Have cancelled our planned trip to Edinburgh for OH's birthday and will reschedule once he's feeling better.
Money wise - quite a lot being spent on coffees/food at the hospital but at least it is free parking Have managed to do a few PA surveys so waiting for the money to become available to cash out and then will add to the emergency fund. LISA app says £280 to pay over 7 weeks to maximise the bonus for this financial year. Weekly £25 plus usual £100 on payday equals £275 so I'll add an extra £5 to make the £280
Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.990 -
Oh dear, really sorry to hear that, fingers crossed he gets home soon.
You must be relieved that you have the emergency fund in place to help you through the extra expenditure for the hospital visiting etc. Its what its thee for and it can be re-stocked when things settle with his health. Its one less thing to worry about - which is a step in the right direction :-)
take care of yourself too1
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