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misstara's debt diary 2024

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Comments

  • Wow that's a good amount of shopping for that amount!

    Enjoy your lunch.
    Debt Free - 4th June 2025
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks beanie and Dolly.  OH had roast beef and I had a trio of roasts which was beef, turkey and pork, so yummy.  £40 for both of us including drink and tip.

    Dolly - me, my brother and sister have agreed to stick to a budget of £20ish each for kids and in-laws and £30ish for siblings and parents which keeps costs under control :smiley:

    Other spends for today were £53.75 on petrol and £18.26 on food shopping.  Once we had a proper look through the freezer and cupboards, there was actually lots to be a basis for meals so only really needed fruit, veg, yoghurt and bread.
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £33.53/£50
    Mortgage overpayments so far - £612.99
  • I'm gonna have a wee look through what I've got in and do a meal plan. 

    It will all change in January - new year new me and all that. 
    Debt Free - 4th June 2025
  • Your roast sounds yummy I'm very jealous! Well done on making out the LISA £50 is totally doable 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I'm gonna have a wee look through what I've got in and do a meal plan. 

    It will all change in January - new year new me and all that. 
    I'll join you in new year new me Dolly.  I really need to lose weight, it's been steadily creeping up over the last few years.  My diet could definitely be healthier and although I do enjoy running, I can be quite hit and miss with it.  
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £33.53/£50
    Mortgage overpayments so far - £612.99
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Your roast sounds yummy I'm very jealous! Well done on making out the LISA £50 is totally doable 
    It was so yummy, definitely somewhere we will go again.
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £33.53/£50
    Mortgage overpayments so far - £612.99
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    98p moved to LISA holding fund from cashback, only £49.02 to go :lol:I

    Not much to report from today, went out for a meal with my friend after work, £30 spent.  Luckily I have budgeted a generous amount for social stuff in December.
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £33.53/£50
    Mortgage overpayments so far - £612.99
  • Woooo! Every penny helps. 

    I've just set up the following in my accounts;

    -MOP - Mortgage Overpayments
    -LISA - Well you know this one!

    Debt Free - 4th June 2025
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 12 December 2024 at 7:30AM
    You'll be mortgage free before you know it Dolly :smiley:

    So work continues to be grim but just need to get through today and then I have 3 days off :smiley:

    Tuesday was a NSD, yesterday I needed to get more coffee to take into work and also got a pizza for tea and chocolate - £11.80 spent.

    £1.31 has been added to the LISA holding fund - £47.71 to go.
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £33.53/£50
    Mortgage overpayments so far - £612.99
  • Aw I cannot wait!

    Will be worth all the hard work.

    Go you!
    Debt Free - 4th June 2025
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