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misstara's debt diary 2024
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Wow that's a good amount of shopping for that amount!
Enjoy your lunch.Debt Free - 4th June 20251 -
Thanks beanie and Dolly. OH had roast beef and I had a trio of roasts which was beef, turkey and pork, so yummy. £40 for both of us including drink and tip.
Dolly - me, my brother and sister have agreed to stick to a budget of £20ish each for kids and in-laws and £30ish for siblings and parents which keeps costs under control
Other spends for today were £53.75 on petrol and £18.26 on food shopping. Once we had a proper look through the freezer and cupboards, there was actually lots to be a basis for meals so only really needed fruit, veg, yoghurt and bread.Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.992 -
I'm gonna have a wee look through what I've got in and do a meal plan.
It will all change in January - new year new me and all that.Debt Free - 4th June 20251 -
Your roast sounds yummy I'm very jealous! Well done on making out the LISA £50 is totally doable*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
_Dolly_Rocker_ said:I'm gonna have a wee look through what I've got in and do a meal plan.
It will all change in January - new year new me and all that.Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.991 -
Sarahwithlove said:Your roast sounds yummy I'm very jealous! Well done on making out the LISA £50 is totally doableMortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.990 -
98p moved to LISA holding fund from cashback, only £49.02 to go
I
Not much to report from today, went out for a meal with my friend after work, £30 spent. Luckily I have budgeted a generous amount for social stuff in December.Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.992 -
Woooo! Every penny helps.
I've just set up the following in my accounts;
-MOP - Mortgage Overpayments
-LISA - Well you know this one!
Debt Free - 4th June 20251 -
You'll be mortgage free before you know it Dolly
So work continues to be grim but just need to get through today and then I have 3 days off
Tuesday was a NSD, yesterday I needed to get more coffee to take into work and also got a pizza for tea and chocolate - £11.80 spent.
£1.31 has been added to the LISA holding fund - £47.71 to go.Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.992 -
Aw I cannot wait!
Will be worth all the hard work.
Go you!Debt Free - 4th June 20251
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