misstara's debt diary 2024

misstara

Emergency fund is currently sitting at £2085.97 so I'll wait until it reaches £2100 and then start putting any additional money to the LISA.

Sarahwithlove

Or you could put the 85 towards the LISA! 

misstara

Thanks Sarah, yeah that would make more sense.  I'll have a sort out of the accounts tomorrow.

Nothing to report from today - on a double shift at work so a NSD as just went to work and then home.I

Currently 44 points points away from being able to claim on 1poll so will hopefully reach that in the next few days.

misstara

On night shift tonight so have had a fairly relaxed day.  Did a little bit of work on my assessor role this morning, had a wee afternoon nap and then went for a run.

A NSD so far but need some night shift snacks so will pop to the shop on my way in.

misstara

Have been feeling under the weather for the past few days with a cold so various monies have been spent on cold and flu tablets, tissues, lemon, honey and lozenges as well as easy meals.  Need to update YNAB with my spends.

Today I have felt a little better so have managed to do a bit of cleaning and washing but not much else.  Back to work tomorrow so will head to bed shortly so that I hopefully feel well rested.

I have taken the money from the emergency fund so it's now sitting at £2000.  I've put £75 into the LISA and the £10.97 has been put into a holding account as I can only add £25 at a time to the LISA.  I've already added £7.30 from t0pcashback and will transfer the money over to the LISA as soon as it hits £25.

Reached the £25 payout on 0nepoll so just waiting for that to hit my account.

misstara

Very quick post before bed.  Double shift at work today so it's been a NSD, tomorrow will be the same.

£1.28 has been added to the holding account from ch@se account cashback

misstara

So it's been quite a spendy week but all budgeted for

Monday - NSD
Tuesday - met my friend for a walk along the beach, £6.65 spent on coffee and cake
Wednesday - me and OH went out for lunch with my gran which she kindly paid for.  We went to a nice place that has a wee shop attached to it that sells lots of local produce so I spent £22 on coffee beans, bread, cakes and honey.  I also spent £56 on OH's big present for Christmas.
Thursday - NSD
Friday - spent £32.50 on a pair of jeans and £3.50 on nail varnish.  I then went out to meet a friend for dinner and drinks - £60ish spent
Saturday - feeling a bit delicate today so £9.71 spent at the local shop on hangover supplies and then £33 on a takeaway

Back to work tomorrow but on a late shift so will hopefully manage a run in the morning and need to do a proper supermarket shop.

£50 has been added to the LISA (£25 0nepoll and £25 from PA/cashback).  £5.01 in the holding account.

misstara

Still not feeling 100% so didn't manage a run but hoping I will feel up to one after work tomorrow.

Shop has been done - £19.65 spent, that should do us until at least Thursday.

46p has been moved to the holding account.

Think that's it, better go start getting ready for work.

misstara

A NSD today and it was double time at work due to the public holiday

Didn't quite manage the run though but maybe tomorrow.

52p moved to the holding account.

Boodedoo

Hope you feel better soon, its horrid when colds linger
Nice to get double time at work, I had no idea it was a public holiday yesterday - one of the joys of being retired is that all days are non-work days!