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From Frugal Foundations to Fortified Family Future

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  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 23 January at 1:06PM
    beanielou said:
    So what are you doing with the £100 that you have saved? 
    Carry it over to February's grocery budget beanie - I'm going to try to only spend that £100, plus any n*ctar points I've got and some MrT coupons that I've got (need to print them off to find the total available).  IF (and it's a big IF), I could do that, I would put February's grocery budget of £300 into the windows fund, as we've got a bit behind with saving and DH's employer has railed back big style on any bonus this year (to be fair, last years was a pleasant surprise).  So I'm trying to bolster pots where I can.

    Aw redo you were thinking of me?  Our MrL has got really bad at not having pineapple in stock - so I may have to take a closer look at MrM's offer!  Really don't know what's going on with our store - personnel have changed (again), and there are several who are always shelf-stacking - and yet the place is always OOS of so much.  

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £95.97/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • beanielou
    beanielou Posts: 95,625 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good plan. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rtandon27
    rtandon27 Posts: 5,707 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 24 January at 1:12PM
    Our town has two MrL's, one that serves those who drive large cars, live in the new developments, and need a car to get everywhere and anywhere.  The other is in the middle of town, near the central bus depot and can be accessed by foot.  Most who shop there only pick up a few items at a time, generally what will fit into a backpack or foldable cloth tote.  The business park MrL is poorly managed, always out of stock, a bit of a mess, and most of the staff need remedial customer service training.  The one in town is smaller (more of a European feel iyswim) always well stocked, the staff are a joy to interact with and fellow customers seem to have a modicum of common sense and manners!  They both supposedly carry the same stock, but it always feels as if there is more in the smaller cozier store!  I never understand how one location can feel so right and the other so wrong!

    On another note - I'm loving your Frugal February plan!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning MFW'rs

    I hope everyone is keeping safe in the storm.  I know that MSE'rs live all over the place - but I'm especially thinking of inod and kayannie, hoping they are safe and still have power connections.

    rt - thank you that is kind.  I do have some stock in the storecupboards, so it's not as if I'm starting from scratch, but I think it'll be a stretch to accomplish.  I'm certainly going to have to stop myself from 'defaulting' to cash and shopping at MrS and MrL - I need to use up the MrT vouchers.  

    Our two MrL's serve very different socio-economic catchments, but both are 'out of town', although one is significantly smaller in sq footage.  But yes, with us the smaller store has much nicer staff - who don't seem to turnover - some have been there for years.  It does always look like a jumble sale in there, but given the footfall, and the....... manner in which some customers conduct themselves, this isn't particularly unexpected - and just adds to how great the staff are for putting up with so much and STILL remaining cheerful and kind.  

    When I took LG to club last night the council gritters were out - presumably gritting as they had their lights flashing.  There was no forecast for ice, and we're not usual suspects for snow at the drop of a hat - but what we did have was rain.  Plenty of it overnight.  So when the council tell us there's no grit left to treat the roads if we do have a cold snap.......

    Tea last night was lentil bolognese with pasta for LG and with baked tatties for DH and I.  There is tommie sauce, cooked lentils and a small portion of lentil bolognese in the freezer for another day.  

    Not too sure what will be on the menu for tea tonight.  LG and DH have had the last of the YS'd fruity muffins I picked up in M&$ a couple of weeks ago, in their snap boxes, so at least lunch will be a little bit cheerful.  

    I don't know whether the clothes would have stopped pegged on the line had I put on a wash today, but I didn't because we had rain forecast for most of the day.  Since we got up for breakfast, not a drop has fallen, and in fact we have lovely winter sunshine at the minute 🙄 I do hope I haven't lost a laundry opportunity.......

    Ta for popping by.  Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £95.97/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
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