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From Frugal Foundations to Fortified Family Future

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  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I’d be with LG on the PB. A lack would rank alongside no teabags or milk
    🤣👍

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £95.97/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • rtandon27
    rtandon27 Posts: 5,707 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm chuckling that LG, not yet in possession of a license, opted to drive to the shops!

    I'm with your DH - definitely a mend and make do situation!

    ...on that note a piece of toast with a cuppa is definitely in order!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,752 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Good Morning MFW'rs

    I was reading several diaries and was saddened that several MFW'rs are facing issues in their lives - which can be described as 'curveball' situations.  No-one wants to face issues of ill health, job loss, income loss; to themselves or members of their family - and yet as the world keeps turning, these situations come (often relentlessly) to our door.  I wanted to express my gratitude for the candidness of posters on this thread (in particular), when these curveballs come calling.  Your openness in describing the situations, along with possible plans to counteract these episodes is so helpful to read.  It also helps when other posters proffer ideas, solutions, or just good-old-fashioned "sitting in your corner" support.  

    I have been sitting here, reading, and thinking to myself that buying this house was possibly one of the worst decisions we'd made.  LG is yet again experiencing problems at school, and it was fast becoming our very own version of 'Groundhog Day' as exactly the same situation occurred several years ago, with the same central players and the same energy and joy sucking shenanigans being played out.  I was feeling miserable that our only option to afford to buy, had been this house, remaining in this catchment area - when originally, LG should have attended a different (much better) school, with all their chums.  For a wide range of reasons, not all of school's making, I was feeling like an utter failure of a mother yesterday afternoon, as the latest episode of woe fell from LG's quivering lips.  

    And no, dear reader, I am NOT in any way equating school playground missteps and squabbles with illness, redundancy, accidents or any other human-centric scenario.  But it was the problem that was tapping on our front door at the time.  

    So I took action.  I crafted an email to the class teacher.  I tried to keep it brief, but sometimes the 'Why' is just as relevant as the 'What' that happened.  I pressed 'deliver'.

    Now we're here into the school day, and I've had a positive response from the school, I've received a summary of the direction future activities will take place and reassurance that we should not have a re-occurance of what happened before, as LG isn't the guilty party.  

    I still don't like this house/neighbourhood.  But taking action and speaking up has moved something.  Hopefully for the long-term, but let's just take one day at a time, eh?.  Getting older does have advantages; you've seen (much) of all this s**t before, not alot is new under the sun, however you brand it, and it does become easier to just disagree with people and not feel like you have ruined your social standing "forever" because of it. 

    But I can't ignore the positive impact of being HERE - amongst this online community - has had in helping me to 'age gracefully and be a better parent' because of it.  I've always been willing to 'stand by what I say/do' and accept the consequences, but I have always found it hard to find the courage to speak out in the first place - mostly because it's felt like I've always been swimming against the tide and "everyone else" disagreed with my standpoint.  And yet actually, I am finding that more people do actually hold similar (not necessarily identical) views/values/morals/ideas/thoughts to my own.  And will not only 'agree' with me, but will work to change things, tackle issues or just plain and simple protect LG from harm.

    It takes action.  And action is only possibly if you're able to give a good amount of commitment/concentration to your plan and watching how it unfolds - willing to re-callibrate, U-turn or change course if necessary.  The energy to take action needs support - not always slavish agreement - but support.  I can't even calculate how much 'energy' I derive from MFW/DFW, through the support of you all.  Knowing that whatever we all face in our lives, we will have a go - somehow - to change/challenge those circumstances, which in turn inspires me to stand up and take action against those ills that affect me/my family.

    To everyone that posts.  THANK YOU.

    Greying X
    This is very wise, indeed we all have to stand up and make change via focused action especially in our community,
    Watching/reading as each of us go through our daily lives with the triumphs and struggles is indeed inspiring.


    Your soups sound lovely - I normally stick to beetroot or a bean one based on HM chicken stock. You  have inspired me to  get a bit more creative ;)
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • themadvix
    themadvix Posts: 8,779 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I’m not sure I can take any credit for inspiration there GP - your soup sounded much fancier than mine! 😊
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good Morning MFW'rs

    School uniform wash on here.  The weather isn't going to be brilliant, but it should stay dry and there is a breeze.  I got DH's workwear dry overnight.  I left it out a bit longer than I had intended, so it came in dry-ish but the cold had started to seep in and so it seemed damper than it possibly was.  But on the airer overnight it has dried.

    We ended up having 'posh' sarnies using the sub-style rolls I bought from MrAl for tea last night.  I finished up a jar of cranberry sauce, and we had a bag of crisps and some easy peeler segments with, followed by yoghurt if you wanted it.  There was  no point in doing anything 'cooked', we had had filling soup for lunch, and hadn't done anything to work up an appetite.  

    Off to peg out.  Can't think of anything MSE to add at the mo. 

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £95.97/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
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