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From Frugal Foundations to Fortified Family Future
Comments
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great use of the reward and well done for successfully booking the event. When these things work they are great but when they don't it's very frustrating. It's fab that you are having a family trip away. You should feel very proud of your money management skills and marshalling your resources for family GP.
6 -
Good Morning MFW'rs
Fam Greying has been doing some digging this morning, before it gets too hot. I did have a moment of thinking how jolly lucky I am to have a family that pulls together. I mean, this 'remodelling' is not an easy task, it's repetitive and boring - and we haven't got to the really boring levelling yet 🫤But we achieved more together than I can alone. Oh and we unearthed a toad 🐸I can't understand why they are in our garden, there is no water and at the moment, it's bone dry soil. Anyway, we relocated it to a corner well away from activity and in full shade.
I've put DH's workwear on to wash. I'll peg it out once we've finished in the garden.
I'm not too sure what to do for lunch, as it's going to be another hot day.
I don't think we'll be going anywhere today, and I'm not planning to spend any money.
Greying X
Grocery Spend May 2026 £195.87/£200
Grocery spend April 2026 £199.95/£200 +5pence
Non-food spend May 2026 £58.44/£80
Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends6 -
We used to have a toad that regularly took up residence in the half used bag of builders sand Mr KK often has on the go at the bottom of the drive. The first time we thought he’d (I assume it was a he, hard to tell with toads! 🤔🤷♀️) made a mistake but after the second and third times we have concluded that there is something he likes about it. We now do a Toad-check before commencing sand shovelling … 😉
Well done on doing more of the digging. Are you making good progress?
KK
As at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 35 books of target 52 in 2026 as @ 24th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Thanks KajiKita - I have to say yes, yes we are. I've not finished the 'hard' dig over (as near as I can get to double digging with this soil), but the plot is 3/4 done. There's a small patch that I'm leaving for the moment, I've got the dilemma as to how much I can 'reduce' the height, as it's nearer to next door's property, and even if I was reckless and just carved it out (I won't, don't worry), it would create an additional problem of having to build a retaining wall, otherwise their garden would just begin to cascade into ours. It might have to become a flower/veg/herb bed. But the good thing is that it's a small part of the garden, if we crack on with the hard dig of the last quarter of the garden, then that will be a terrific boost, as whilst it is far from 'crown green bowling' levelness, it has changed, and I can see - in my minds eye - how we could achieve what we want, which is 'level-er'. I feel we may have to accept a very gentle slope, from side to side - simply because of the overall topography, but for the most part level - so a tent can be pitched - is what I've set out to achieve. It currently looks like a ploughed field, but that is actually an improvement on 't3le-tubbi-land'.
Greying X
Grocery Spend May 2026 £195.87/£200
Grocery spend April 2026 £199.95/£200 +5pence
Non-food spend May 2026 £58.44/£80
Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends8
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