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From Frugal Foundations to Fortified Family Future

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  • KajiKita
    KajiKita Posts: 10,137 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    edited 24 May at 11:22AM

    We used to have a toad that regularly took up residence in the half used bag of builders sand Mr KK often has on the go at the bottom of the drive. The first time we thought he’d (I assume it was a he, hard to tell with toads! 🤔🤷‍♀️) made a mistake but after the second and third times we have concluded that there is something he likes about it. We now do a Toad-check before commencing sand shovelling … 😉

    Well done on doing more of the digging. Are you making good progress?

    KK

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 35 books of target 52 in 2026 as @ 24th May. 
    Produce tracker: £119 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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