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From Frugal Foundations to Fortified Family Future

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  • rtandon27
    rtandon27 Posts: 5,717 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm loving that the MSE Aunties have differing opinions as to the urgency of replacing the PB!

    GP - would baba LG accompany you for a walk if the missing PB was the reason for the walk?  or is the store too far?
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Nectar is definitely £2.50 increments. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • looking forward to 6 nations here. You know where my loyalties lie but can appreciate good clean games whoever’s playing.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • rtandon27
    rtandon27 Posts: 5,717 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @Greying_Pilgrim - MrS is indeed in 2.50 increments, but the balance can be paid in (spare) cash so it's more of a discount amount, unlike B00ts where the entire amount is paid in points, and no opportunity to pay cash in the same transaction iyswim.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • badmemory
    badmemory Posts: 9,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    rtandon27 said:
    @Greying_Pilgrim - MrS is indeed in 2.50 increments, but the balance can be paid in (spare) cash so it's more of a discount amount, unlike B00ts where the entire amount is paid in points, and no opportunity to pay cash in the same transaction iyswim.

    So glad you said that about boots as I have to use my card within the next couple of weeks or they cancel the points.  I am not a fan, but I am not prepared to lose the points either.  Talk about first world problems.  I have H & B points about to do the same in a month.  Oh the brain strain of trying to figure out if it cheaper to lose the points & buy elsewhere.
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